The Bank Of New Zealand Essay

The Bank Of New Zealand Essay
1 INTRODUCTION
This Research project proposal is a systematic layout which highlights the researchers plans to find
suitable location for the Bank of Baroda in central city of Christchurch with optimal size and
operating cost. The researchers plan to collect data by suitable research methodologies and analyse
the data with the operation management principles and implement the appropriate techniques to
achieve the goals of the research project.
1.1 BANKING SERVICE IN NEW ZEALAND
The Reserve Bank of New Zealand (RBNZ) is the national bank of New Zealand. It was built up in
1934 and is constituted under the Reserve Bank of New Zealand Act 1989. The Governor of the
Reserve Bank is in charge of New Zealand 's currency and operating monetary related strategy.
The Reserve Bank additionally acts to administer the New Zealand banking system to guarantee that
the framework stays solid, nonetheless it doesn 't promise that a bank won 't fail, or face issues. As
of January 2013 there are 22 enlisted banks.
1.2 BANK OF BARODA BACKGROUND
2 Research objectivise and questions
2.3 Research questions Outlined
The main Research questions of this project are listed below with the sub questions. The researchers
formed the research questions and categorized the questions based on the business problems.
1) Where are the perfect locations in Christchurch for Bank of Baroda to start their new branch?
Sub questions:
 Who will be the target market?
 What about traffic patterns,
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Forecasting Is A Fundamental Part Of An Economist 's...
Forecasting is a fundamental part of an economist's profession. With trends and theories, they
predict an economy's future and use that knowledge to prepare for problems that might interfere
with an economy's well being; however, not all economic issues can be anticipated. Natural disasters
can wreak havoc on economies and can appear without any warning. Earthquakes especially take a
toll on a country's economy. Unlike other natural disasters, earthquakes have no warnings and have
thousands of aftershocks following the initial quake, which decelerates recovery and reconstruction
(Donovan, & Elliott, 2012). Fiscal policy can be used to counteract economic issues like these, but
whether these efforts have an affect on the economy as a whole are uncertain. On the 22nd of
February 2011, Christchurch, New Zealand was decimated by a 6.3 magnitude aftershock of the
Canterbury earthquake (Potter, Becker, Johnston, & Rossiter, 2015). Immediately following the
earthquake, the New Zealand dollar dropped, though it recovered later on (Potter et al., 2015). The
total cost of damage from the Canterbury earthquakes amounted to roughly between NZ$30 billion
to NZ$40 billion which is about 20 per cent of the country's gross domestic product (GDP) (Kachali,
Whitman, Stevenson, Vargo, Seville, & Wilson, 2015). In comparison, Doherty (2011) reported that
the earthquake and tsunami that hit Japan in March of the same year had costs, which amounted to
the equivalent of 3 to 4 per cent of Japan's

Jade Stadium Redevelopment (project management) Essay
Jade Stadium Redevelopment (project management)
Introduction
The redevelopment of Jade Stadium, formally Lancaster Park, has been a project in development for
a number of years. It is interesting to view the processes and changes in approaches to reach
compromises, that have occurred in the lead up to this project especially with the stage the
redevelopment is at now, (near completion). The emphasis placed upon planning and funding has
had a huge impact to not only the time frame for completion of project but at a more basic stage of
whether the redevelopment would even go ahead. The information used for this review dates back
only as far as January 99, but even by that stage several years work had gone into pushing and ...
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Revenue
The funding of the redevelopment of jade stadium has played one of the most contentious roles in
the planning of the entire project. The sticking point for many was the level of input by the city
council, of tax payers money into the Jade Stadium project. This process is shown to have been very
political and taken more time than any other part of the planning chain.
$43 million was needed to fund the redevelopment of Jade Stadium. $4 million of this was provided
by the Christchurch city council, which was also responsible for underwriting the loan for the rest of
the project. This loan has been planned to be fully repaid in 16 years, according to the business plan.
Other major sources of revenue for the Jade Stadium redevelopment have been, Canterbury Rugby,
Canterbury and New Zealand Cricket and the catering licensee, Spotless Services Limited.
All were involved in providing a business plan, which proved the viability of the project and the
capability of Jade Stadium Limited to repay the loan in the prescribed time frame.
Grants were also received for the project from other sources, including The Community Trust, The
Canterbury Foundation and the
Lotteries Grants Board. The business plan also explored other avenues for gaining additional
revenue; these included the possibility of naming rights, and by way of rental and the use of the
corporate facilities. With

Kate Sheppard: A Women's Rights Activist
Kate Sheppard, social reformer, feminist leader, writer and suffragette, was one of the key leaders in
the fight for women's rights in New Zealand. Born in Liverpool, Lancashire, England on March 10th
1847. Her parents, Jemima Crawford Souter and Andrew Wilson Malcom, gave Kate Sheppard a
strongly religious upbringing and a good education. In 1869 Sheppard, her mother and siblings
arrived in Christchurch, New Zealand, here in New Zealand she began to reform the rights and
improve the rights for women in New Zealand. Catherine Wilson Malcom or more commonly
known as Kate Sheppard was born on March 10th 1847 in Liverpool, Lancashire England to
Scottish parents Jemima Crawford Souter and Andrew Wilson Malcom. She was named Catherine,
after her grandmother however Sheppard preferred to use names such as Katherine or Kate.
Sheppard's early childhood years was spent ... Show more content on Helpwriting.net ...
The franchise department in the Women's Christian Temperance Union took three major petitions to
parliament in 1891, 1892 and 1893 there was many male supporters for the women's suffrage
movement for equal rights. The petitions were presented in parliament by Sir John Hall was strongly
supported by the premier John Balance as well as Alfred Saunders. The first petition was signed by
over 9,000 women in 1891 and the next petition was held in 1892 which then was signed by more
than 19,000 women. Kate Sheppard began and edited a women's page in the national temperance
magazine, the prohibitionist in June 1891. With the increasing activity, popularity and growth of the
Women's suffrage movement in partnership with the temperance union the largest petition was
presented to parliament in 1893 with 32,000 signatures. The small group of 600 women from the
temperance union had successfully prompted public opinion to support the suffrage movement and
forced the parliament to pass the bill to let woman

A Report On New Zealand Essay
Executive Summary
The report gives the Madras Property Developers a clear idea of how to design in terms of
accommodation types, room sizes, facilities such as conference rooms, food and beverage areas,
public areas, spa centre and some in–room facilities due to the hotel's central city location. To meet
the needs of stakeholders and the target markets which corporate and government are the most
general customers, local and international design trends become another important point of
consideration before building the hotel, including trends in the design of details of the rooms, such
as windows and lights and energy saving as well as environmentally sustainable business practice.
Besides, a really personal hotel experience will have the opportunity to attract more customers
which helps the business reach a good revenue.
However, what the developers need to consider before all the design, be familiar with the legislation
in Christchurch New Zealand is the most crucial thing for the developers. The legislations include
Resource Management Act 1991, Building Act 2004, Privacy Act 1993, Food Act 2014, Sales and
Supply of Alcohol 2012 and Health and Safety at Work 2015 which all need to be aware of and
ensure the developers of the business would meet these legislation compliances. Given the report
also illustrates the developed plans for some of these legislations as well as the probable
management issues that may result from failing to meet the compliance.
Thus, not only the

Hamilton Air Pollution
Since its rise during the industrial revolution, air pollution has become an extremely prevalent
problem in the increasingly globalized world. However, the negative impacts of air pollution do not
affect all groups of people evenly. This essay will argue that air pollution disproportionately affects
citizens living in cities with low incomes because various governments disregard their
environmental impacts, specifically on impoverished citizens, in order to pursue an increasingly
neoliberal agenda. The Canadian, American, and New Zealand governments will be the main focus
to convey the need for government assistance in low–income communities. Although these
governments have rules and regulations in place to reduce air pollution, their effect ... Show more
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Louis, Illinois, located just across the Mississippi River from St Louis, Missouri. The racial
composition of East St. Louis is 98% African–American, meaning that over 25,000 of its 26,000
residents are African–American (Zwickl, Ash, and Boyce, 2015). The town itself is surrounded by
numerous chemical plants, toxic waste sites, and waste management sites which are excessively
located in it's small fourteen square mile area. The abundance of plants giving off air pollution
makes East St. Louis an undesirable and dangerous place to live. With this in mind, residents in East
St. Louis generally have low–incomes as the town is one of few places where they can afford to live.
In Mapping Environmental Injustice, the authors explain that "low–income communities often bear
disproportionate political burdens", which is clearly evident in East St. Louis (Zwickl, Ash, and
Boyce, 2015). The majority of the residents of East St. Louis live with household incomes below the
poverty line, with extremely high rates of unemployment across the town. Furthermore, East St.
Louis has the highest childhood asthma rate in the United States, most likely due to a combination
of toxic air and being unable to afford the necessary healthcare to combat it (Zwickl, Ash, and
Boyce, 2015). The continuing asthma diagnoses have not stopped the industrial plants which
continue to produce harmful

How The Transportation Is Effecting The City
Globally, cities are facing problems of the population is living over a greater distance and travelling
further and more often (). Oil consumption is increasing but the supply is not increasing. Local
governments are facing the issue of how do they plan a city that can accommodate these changes?
Four studies reviewed cities and how the transportation is effecting the city. The case study cities
were Christchurch, New Zealand and Minneapolis, United States of America. This cities are similar
because they both have large populations living in suburbs who have to travel long distances for
work, school, leisure, socialising and more. In both cities, cars are stilled the popular mode of
transport. Transport can have effects on the surrounding land but not all the time. People are
traveling to work differently to previous generations. All of these issues explain the situation of the
transport systems in Christchurch and Minneapolis.
One issues that was raised in the readings is that cars continue to be a popular choice for residents in
both cities. Previous studies have shown that cities with high density living, use less cars because
most people walk or catch a bus due to everything they need being so close to their home. This
pattern is not happening in the case studies. Cars are the preferred mode of transport even if the
residents have access to public transport. In Minneapolis, residents do not tend to use the rail
networks. One reason is because commercial activities tend

Earthquake : The Seddon Earthquake
In Seddon the aftershocks were a lot fewer but there were still 1,700 and only 45 being over
magnitude 4. (see image 2). From the earthquake features discussed, we can see that despite the
Seddon earthquake having a greater magnitude and similar type of fault movement, it was the fact
that the Christchurch earthquake carried a lot more power and force with its initial ground
movement and shaking, and its continual aftershocks, that the effects of this earthquake were much
worse than the Seddon earthquake.
In Christchurch, after the earthquake, more than half of the buildings in the central business district,
around 10,000, had to be demolished, with a total of 100,000 homes damaged. Many heritage
buildings were also badly damaged and some had to be demolished, with the most recognisable the
Christchurch Cathedral. This damage in Christchurch was especially bad due to the effect of seismic
lensing. Seismic lensing is caused during an earthquake when the p, s and I waves produced by the
earthquake bounce of their surroundings. If these surroundings have hard surfaces the waves will
rebound back in a similar direction to where they came from. Whereas if the surfaces properties are
softer they can be

A Review On The Business Concept Essay
Literature Review
Purpose of the review & Significance to the business concept:
A review of the writing is a crucial piece of my scholastic exploration venture. The review is a
watchful examination of an assemblage of writing indicating the solution for my exploration
question. The motivation behind a writing review is to assemble beforehand distributed and
unpublished material in examination field.
Introduction:
A Recruitment consultancy, additionally alluded to as a staffing or employment organization, hunt
down, meetings and screens candidates for staffing solutions. The objective of an enrolling
organization is to fill interim employment opportunities, perpetual opening or both.
Moreover, there are many consultancy companies available, who provide manpower to the
organization. It is continual process of searching for efficient employees and encouraging them to
apply for jobs in an organization. Recruitment consultant plays vital role in every organization as it
focuses on the recruitment of people and provides skilled staff to an organization. Also it gives
direction to the people who need employment in a particular field. It is a link between the jobs and
those seeking jobs. The main role of Recruitment consultant is to train staff as per the requirement
of trend and recruit them in suitable company/organization.
"Declared by Schuler, the set of activities and processes used to legally obtain a sufficient number of
the right people at the right place and time, so

A Report On The Earthquake Explosion Essay
TASK 2 – Report writing
On Tuesday 22nd February 2011 at 12.51pm, a magnitude 6.3 earthquake hit Christchurch which
killed 185 people and injured several thousand. The earthquake epicentre was near Lyttelton, just 10
kilometres south–east of Christchurch's central business district. The earthquake occurred more than
five months after the 4 September 2010 earthquake, but is considered to be an aftershock of the
earlier quake.
At 5.09 p.m. on Sunday 21 July 2013 a magnitude 6.5 earthquake rocked central New Zealand,
causing minor damage. The earthquake was centred in Cook Strait, about 20 kilometres east of
Seddon in Marlborough. In Wellington city goods fell from supermarket shelves and plate glass and
masonry fell from downtown buildings. Four people were hospitalised with minor injuries but there
were no fatalities. The following day much of the central city was closed for business as buildings
were assessed for structural damage.
The period of seismic activity continued with a 6.6 magnitude quake at 2.31 p.m. on Friday 16
August. Centred 10 kilometres south–east of Seddon, close to Lake Grassmere, the quake caused
significant damage to buildings in Seddon and nearby towns. It was felt strongly in Wellington and
through much of central New Zealand. Christchurch train lines damaged Damage caused in
Wellington from Seddon

A Comparison Of The 2010 Canterbury Earthquake In New Zealand
The 2010 Canterbury Earthquake happened near Christchurch, New Zealand on the South Island on
September 4, 2010 at 4:35 a.m. (see figure 1) (Te Ara Encyclopedia of New Zealand, n.d.). The
focus of the earthquake was at 5 km or 3.1 miles below the surface (United States Geological
Survey, n.d.). It had a 7.1 magnitude on the Richter Scale and it caused widespread damage in the
city. Two people were injured and one person died from a heart attack, but it was not known if it was
related to the earthquake. There were very few causalities because most people were home at the
time of the earthquake. It was caused by movement along a previously unknown fault in the
Canterbury Plains. The fault appeared about 50 miles from the boundary between the Australian and
Pacific tectonic plates (Te Ara Encyclopedia of New Zealand, n.d.).
Thousands of smaller aftershocks occurred several months afterwards (Te Ara Encyclopedia of New
Zealand, n.d.). The largest one happened on February 22, 2011 at 12:51 p.m. with a magnitude of
6.3. This aftershock occurred near Christchurch and 185 people were killed. One–hundred and ten
people were killed because of the collapse of the Canterbury Television (CTV) building (Rafferty &
Murray, 2014). There were so many causalities because the earth quake happened around lunchtime,
when many people were on the streets (Te Ara Encyclopedia of New Zealand, n.d.). Between
September 2010 and December 2011, Christchurch was damaged by six earthquakes: the

John Deans Research Paper
Brothers William (1820–1854) and John Deans (1817–1851) grew up well educated in the parish of
Kirkstyle, Riccarton, Scotland. Being the first and third sons of John Deans (a well–developed
lawyer), the two brothers entered their fathers office with the ambition to follow in his footsteps.
Both brothers trained as in the art of law but William came across news of a new colonising scheme
in New Zealand. The scheme was established through the New Zealand Company and the British
politician Edward Wakefield. William Deans on 10 February, 1840 set sail for Port Cooper
(Lyttelton) and John Deans were among the earliest European settlers of Canterbury. The brothers
became successful farmers and John's widow Jane continued the tradition. The site of their first farm
Riccarton Bush is now a central city park and nature reserve. Being trained as lawyers through their
father's office, it was expected that they would continue the family business as local lawyers in the
town of Riccarton, Ayrshire. Despite this, after hearing Edward Wakefield's schemes to colonise in
New Zealand, the brothers interest turned from law to moving to New Zealand. Next, through the
New Zealand Company's London office, William and ... Show more content on Helpwriting.net ...
The small bush afforded them shelter and plenty of timber for their needs, and the ground was rich
and intersected by deep streams of failing pure, cold water. These streams served them to keep the
stock in different lots and off their cropping land. They changed the Maori name originally given to
their Putaringamotu to Riccarton and they called the principal stream the Avon after a stream at their
Scottish home. They made their own bricks, sawed their own timber, and built a long shed, divided
into three rooms with curtains of blankets. This was finished by May, within the year they had built
two more houses, a stock yard, a milking shed with 10 double stalls, a stable and calf house, and two

Key Parts Of Development Of An Organization Essay
Introduction
There is a rapid improvement from past to present in advancement and business. there are some key
parts in development of an organisation such as business, IT, security etc.
The main Moto of this task is to develop IT services for an organisation as they required and which
are essential. The main theme of this report is to know about the network basics, configurations,
trouble shooting techniques, creating DHCP, DNS services, setting up with IP addresses, Ad
structure and assign group policies, firewall configurations and virtualization, backup facility and
disaster recovery.
Group Contribution
Our group is Group E that has two members. As a part of our project we both want to involve in
each and every step. According to that we divided our project work like below:
Chowdary Srirekha
Core server installation Primary server installation
RODC server Installation Router 1 installation
Router 2 installation Ch client installation
Ns client installation Router 1 configuration
Router 2 configuration AD,DNS,DHCP
File server, web server, print server Firewall in router 1
Backup facilities Remote desktop implementation Table 1: Group contribution
Analyzing Business and Technical goals
As a network engineer , It is main and most important factor while developing a network design is
business analysis. So, by examining the client 's business and their goals, you can create a paper
network design that meet the

Report on the Canterbury Earthquake of 2011
A report On the Canterbury Earthquake 2011
Introduction
This report will show the reader about which areas and buildings around the Canterbury region were
critically damaged and inaccessible to the public during and after the earth quake which hit the
Canterbury region and was felt beyond the region as well, it will split into two categories cultural
and natural effects. I will also be referring to my "special analysis "data. Also in the report I will
show you were the CDEM should be located in case of another serious natural disaster might occur.
The Canterbury Region, as shown in figure 1 is New Zealand largest region ranging to about 25,252
sq. km with a population of 462,783 (updated on 2006).One of the biggest cities who was hit hard
by the quake was Christchurch, which most of this report is going to talk about.
Cultural
The Christchurch earth quake had many cultural effects that occurred during and after the quake
such streets and houses: Properties and streets were buried in thick layers of silt, and water and
sewage from broken pipes flooded streets. House foundations cracked and buckled wrecking many
homes. Several thousand homes will have to be demolished, and some sections of suburbs will
probably never be re–occupied such as houses in the red zone, as shown in figure 10. Another
cultural effect was critically damaged buildings in the CBD area, as shown in figure 13. The
critically damaged buildings that were brought down were buildings previously damaged in the

Summary: The Effects Hurricane Katrina Had In New Orleans
This reading detailed a study regarding to the effects Hurricane Katrina had in New Orleans while
raising the questions about how race and class influence human, as well as institutional, responses to
the disaster. It questions how 'natural' are natural disasters where it is our social construction on
disasters that determines how devastating they are. 'The primary objective of this paper is to
examine the extent to which racial and class differences influenced human responses to Hurricane
Katrina' (page 296). Recent studies have documented that low–income minority communities
usually bear the brunt of an environmental disaster, due to the fact that they are usually living in
high risk areas. Their low–income means they are limited to the areas

The Feel Free Fitness Centre Essay
Chapter 01
Introduction
1. 1 Research Purpose
In an academic dissertation, a "purpose" mostly quoted as an academic publication which provides
evidence of ability in planning, conducting and reporting the research. In terms of programmed the
objectives; the study is a valuable learning skill to research the forcibility in market space of the
intended business. This dissertation aims to conduct in depth investigation in both the micro and
macro environmental facts of the proposed business.
1. 2 Overview of the Feel Free Fitness Centre
The Feel Free Fitness centre caters great build–up activities in both physical and mental streams.
Services will offer to the people who are in age range of fifteen years to seventy five years old.
Especially, Feel Free focuses the people who are staying at home, professionals who are doing
documentary work, decision makers, students and disables. Also, the doors open to improve the
talents of professional athletes.
This fitness institute not only focuses gym purposes but also give main priority to yoga learning,
meditation, drug prevention counselling, pregnant mothers' health and skill development of student
athletes. The researcher is a trained person of both disability fitness care and yogi exercises. The
researcher's partner is a registered exercise professional who guides another two qualified athletes to
work in Feel Free fitness centre. The professionals will train and give guidelines that optimize diet
to aid the client's

How Does Earthquake Affect The Earthquake
Task Two: Earthquakes and Buildings
The type of buildings that were the most damaged in the 2011 Christchurch earthquake.
In the 6.3 magnitude Christchurch earthquake that occurred at 12.51pm on the 22nd of February
2011, the types of buildings that were the most damaged were houses and commercial buildings that
were built in the 19th and early 20th century. The majority of these buildings that were damaged
were ones that relied on single or double brick for their structure. This relates to how the bricks are
placed on the house and whether there are two layers or one layer of brick. Buildings made of bricks
and stones were damaged because they can't move with the earth and most of the bricks crack and
fall off making the structure a lot less stable and more likely to collapse in an aftershock.
Brick chimneys on the old wooden houses fell over and crashed through the roofs and caused a lot
of damage. Stone buildings such as the Old Stone House were also badly damaged and had to be
closed following the February 2011 earthquake. The most structural damage mainly occurred in
houses that were made of heavy materials such as stones, bricks or concrete. This is because it is
harder for these building materials to withstand strong shaking and to support their own weight
when they begin to lose shape. They can't bounce back as easy once they have been forced in the
other direction. This forces the buildings to fall outwards or collapse.
A lot of damage occurred in houses and

Theme of Hope in Shawshank Redemption
An important theme in Frank Darabont's film The Shawshank Redemption is hope. The film
demonstrates that hope is a good thing and shows the consequences in having and lacking hope. It is
important that Darabont's film showed the theme of hope as it us also important in our lives today
because having or lacking in hope affects people personally, nationally and worldwide. In our
everyday lives we are presented with cases of people having hope through our own or someone we
knows personal experiences and on the news. In most cases, hope is portrayed in a positive light as
it helps people get through tough situations. The film makes its viewers think about how having or
lacking hope can effect out lives in reality and makes them conclude ... Show more content on
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He managed to free himself after amputating his own arm. As a result of his hope Aron
Ralstonsurvived. From learning about Aron's and is experience, we see that in dangerous or life
threatening situations hope is crucial and essential, as with hope comes the will to live. Therefore
hope is a good thing to have in our lives as it can help save individuals. An example of how hope
can affect a nation is the Christchurch earthquakes in New Zealand. IN September 2010
Christchurch was struck by a strong earthquake measuring 7.1 on the Richter scale, leaving
thousands of residents with injuries, without homes and hundreds of casualties. These people
demonstrated hope, as although the region is still recovering and receiving numerous after shocks
weekly, they still are remaining positive and hopeful. As a consequence of the people of
Christchurch's hope, people all around the world and New Zealand are wiling to give aid to e people
affected by the earthquakes . Also because of Christchurch residents hope that the earthquakes will
stop, the majority of them have chosen to stay in the region and help recover their city. With hope
comes positivity. Although the people of Christchurch have been affected terribly by the earthquakes
they are still positive because of their hope. This shows how hope can be a good and important thing
for nations today to have. Organization like World

A Report On Foodborne Disease
According to foodborne disease Annual reports in New Zealand of 2014, about 524 cases (49.9%) of
foodborne disease were recorded in commercial food operator settings like restaurants, takeaways,
mobile stalls, supermarkets and other food outlet (Annual report concerning foodborne disease in
New Zealand, 2014). This shows that there were high number of outbreaks reported in New Zealand
related to food bacteria's and micro–organisms. As there were many foodborne outbreaks noted in
New Zealand, government has set some strict food safety laws and regulations in the country.
According to the report from New Zealand food safety authority; people who manufacture, handle,
prepare or sell food from any mobile food stall are subject to food safety laws and regulations. It is
illegal to sell food which is not safe which can cause illness to the customer. Food stalls and mobile
food truck should have food and safety licence to operate so that the local health department can
track the truck for inspection and the grades provided to the truck helps to increase the sale of the
product and assured customers to eat safe and healthy meal on board. Employees should maintain
good personal hygiene (use gloves while handling the food, use hair caps to avoid contamination,
work tops and sinks must be kept clean) (New Zealand food safety authority, 2016). This shows that
the New Zealand government works hard to control the foodborne outbreaks reported in the country
by starting new food safety laws

The Vancouver Earthquake
destruction, as a result of movements within the earth's crust of volcanic action. Well no parts of the
surface of the earth are protected from earthquakes, but some parts of the world experience
earthquakes more frequently than others do. You will find that earthquakes are usually most
common at tectonic plate boundaries where different plates meet. The largest events usually happen
where two plates are colliding or colliding and sliding past one another, particular around the edge
of the pacific plate. Large shallow earthquakes also happen where two plates are pulling apart with
the creation of new oceanic crust along mid–ocean ridges and on the transform faults that intersect
them. Shallow intraplate earthquakes occur in the relatively stable interior of continents away from
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The time of this disaster was from the 22 of February 2011 at 12:51pm. The earthquake hit the
Canterbury region in New Zealand's south island and was centered 2 km west of the port town of
Lyttelton, and 10km south east of the center of Christchurch, at the time ne Zealand's second most
populous city. The damages to Christchurch where shocking as there were road and bridge damage
and hampered rescue efforts. Soil liquefaction and surface flooding also occurred. Road surfaces
were forced up by liquefaction, and water and sand were spewing out of cracks. A number of cars
were crushed by falling debris. In the central city, falling buildings crushed two buses. Because the
earthquake hit during the lunch hour, collapsed buildings buried some people on the footpaths.
Damage also occurred to many older buildings and on the 28th of February 2001 the prime minster
at the time announced that there would be an inquiry into the collapse of buildings that had been
signed off as sale after the 4 September 2010 earthquake, This earthquake killed an amount of 180
people which is shown on page 2 and this is

Professional Services For A Private Practice Essay
Table of contents
Table of contents 2
Introduction 4
Body 5
Task 1 5
Task 2 7
Task 3 9
Conclusion 10
Bibliography 11
Introduction
All the following concepts have been assessed by myself as a Quantity Surveyor for a private
practice in the city of Auckland who has been asked to provide professional services for a new
client. The client, Buildwise Properties, specialise in the provision of housing for sale, primarily
aimed at the middle range of the property market. To date, all developments have taken place in
Auckland. The proposed development will, therefore, be a new venture for the client as they intend
to break into the Christchurch market. Body
Task 1
Identify and discuss the client's requirements in terms of Time Cost and Quality.
One of the most important relationships in Design Economics is the time/cost/quality (Naismith,
2016) triangle.
These are all aspects for which the clients will base their wants and needs for a project.
With regards to time the client will consider three things, Project Duration Completion Date
Completion.
Option a) should see an Overall Time from Inception to Completion as the client should want to
impose time constraints on the whole process, encompassing the design element as well as the
construction period. This is due to the situation, current day, for Christchurch. The fact that
Buildwise Properties specialise in the provision of housing for sale, matched with the damage that
the 2011 Earthquakes did to the eastern

Earthquakes Case Studies: Vancouver And Haiti
Earthquakes and their resulting effects have been a constant threat to life and livelihoods of the
human race. These seismic events can have disastrous effects on a population and its infrastructure
which in turn affect its economic resilience and ability to respond to future events. The way in
which these events are managed has a direct impact on the wellbeing of an affected community and
its socio–economic status is usually an indicator of how well these events are managed.
Understanding how past events have been managed will aid in managing strategies to mitigate the
effects of future events.
An earthquake is caused due to a build up of strain energy from tectonic plates interacting with each
other causing them to release this energy suddenly ... Show more content on Helpwriting.net ...
The island is located on a fault where the Caribbean plate and North American plate interact and
diverge into two branches known as the Enriquillo–Plantain Garden fault zone in the South and
Septentrional–Oriente fault in the North forming the Gonâve microplate (figure 5). This fault
exhibits a strike–slip motion as the Caribbean plate moves eastwards relative to the North American
plate. Haiti has historically experienced severe earthquakes with an M8.1 earthquake occurring in
1842 and two M7.5 occurring in 1751 and 1770 (Earthquake.usgs.gov, 2017). At 16:53 local time on
12th January 2010 a catastrophic M7.0 earthquake struck Haiti approximately 25km West of the
Capital Port–au–Prince at a depth of 13km (figure 6).
The geological setting of the earthquake study area is shown in figure 7 with belts of igneous,
metamorphic and sedimentary rocks forming a variety of rock types.
Before future management strategies can be suggested, an impact assessment of the earthquakes
must be made in order to assess areas which are vulnerable to the effects of an

Introduction
disaster recovery.
Group Contribution
Chowdary Srirekha
Backup facilities Remote desktop implementation
network design that meet the client 's requirement.
Business Analysis of our given company:
In our project, we

Analysis Of Residential Housing Markets
Residential property market analysis in Auckland
Describe the changes that have occurred in either of the Christchurch or Auckland residential
housing market (owner occupied) since the middle of the 2016 calendar year to June 2017.
While researching the Auckland property market trends and changes over the last year I discovered
three articles published by the Reserve Bank of New Zealand discussing the trends and why these
trends were occurring.
On the 7th of July 2016, the Reserve Bank of New Zealand released a report on the housing markets
in New Zealand which stated that housing prices were increasing at a rate of 15–20% in Auckland
and the surrounding areas. This was some of the highest inflation rates ever experienced in the ...
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This slowing in the market is further proven by "the QV House Price Index (which was also released
in December 2016) that showed that Auckland's 3.7 percent quarterly value rise is the slowest since
January 2015." (Anne Gibson, 2016) Moreover, the median house price fell 4 percent since October
2016 yet the underlying trend of Auckland house prices continues to increase "rising by $269,944 at
a compound annual growth rate of 13.2 per cent (to an average house price of $911,800) since the
introduction of the first set of LVR (Loan to Value Ratio) rules in October 2013." (Anne Gibson,
2016) These high house prices have made it very challenging for first home buyers to enter the
property market. The article explains that to get a kiwi saver grant on a property, it must be under
$600,000 meaning that there are only a few suburbs located in South Auckland that fall below this
price bracket. (Anne Gibson, 2016)
On the 2nd of August 2017, the New Zealand Herald released another article stating that the
Auckland housing market has stalled. The Auckland housing market has experienced no growth
over the last three months and the annual growth rate continues to decrease. "Quarterly value growth
has plateaued for the second month in a row at zero per cent, over the past three months." (Dann,
2017) Sales volumes are down more than 30% below the same period last year even though there
are

Essay On M6.1 Earthquake
On February 22nd 2011, a delayed aftershock of a previous earthquake occurred in Christchurch,
New Zealand. The M6.1 earthquake caused liquefaction, exacerbating the catastrophic damage to
the city resulting in 185 casualties and damages accumulating too more than NZ$30 billion dollars.
With regular seismic monitoring, scientist failed to identify a fault in the Canterbury plain causing
an understandable impromptu of the community to the disaster. The initial response was effective
and well managed in comparison to most disasters however there were fundamental issues identified
that occurred post disaster that should be addressed.
Details of the Disaster
A M7.1 earthquake occurred in Canterbury, New Zealand on the 4th of September ... Show more
content on Helpwriting.net ...
The infrastructure damage was significant with over 1000 buildings in the central business district
(CBD) and 10,000 residential homes have been demolished, leaving many homeless and closures of
businesses (Kaiser et al, 2012). The Canterbury earthquake series instigated severe and continuing
impacts on the social, economic, and natural environments of the area.
Located on the pacific ring of fire (Figure 2), New Zealand has encountered strong earthquakes
throughout its history, typically experiencing 20,000 detectable earthquakes per annum (GNS,
2015). Because of this, New Zealand enforced strict building codes that permit buildings to become
more earthquake resistant by ensuring structural stability and durability to withstand earthquake
forces. These codes were regularly updated simultaneously with the development of new
technologies (Dunlevy–Wilson, 2011). Despite strict regulations, over 900 buildings in the CBD and
10,000 homes were demolished as a result of the Christchurch earthquake. This was partly due to
the first M7.1 quake weakening buildings and the mere fact that not all pre–1970s buildings had
been upgraded yet. Public awareness was also a vital method to increase safety of the community;
hazard educational programs created by MCDEM (Ministry of Civil Defence and Emergency
Management, 2009) provided comprehensive instructions on emergency evacuation and
preparedness (Coomer et al., 2012). Mitigating potential

A Brief Note On The And Its Impact On Modern Buildings Essay
Introduction On February 22, 2011 Christchurch was severely damaged by the magnitude of 6.3
earth quake that brought down many buildings. A lot of heritage buildings and modern buildings
were affected, more than half of the structures in the central business district were forced to be
demolished, leaving it with brownfield developments –the redevelopment of an area of land that has
been previously used; the land has consequently either become vacant, deserted or contaminated.
The Buildwise Properties are interested in redeveloping a previously factory premises on the
outskirts of Christchurch. This report covers the client's requirements –in terms of time, cost and
quality; factors that have a significant impact on design solution and project cost; and forecasting
techniques, sources of data and total cost per square meter. The projected location is a small site fit
in between existing recently developed housing estates and small retail premises. The existing
factory buildings were demolished some time ago that leaves all mains services to be replaced and
renewed. Client's Requirements The client, Buildwise Properties specialises in the provision of
housing for sale, primarily aimed at the middle range of the property market. The company requires
developing the land with a minimum of 38 units at 170 m2 per individual unit. Buildwise Properties
as a new client to the company would require quality outcome of the project. Quality of the housing
is a factor to be considered

Human Resource Management ( Hrm )
Literature Review
Introduction
Human Resource Management (HRM) means the department in the organization who fulfil the
demand of man power in the organization. Moreover, there are many consultancy companies
available, who provide man power to the organization. It is continue process of searching for
efficient employees and encouraging them to apply for jobs in an organization.HR plays vital role in
every organization as it focuses on recruitment of people and provides skilled staff to an
organization. Also it gives direction to the people who need job in the particular field. It is a link
between the jobs and those seeking jobs. The main role of HR consultant is to train staff as per the
requirement of trend and recruit them in suitable company/organization.
"Declared by Schuler, the set of activities and processes used to legally obtain a sufficient number of
the right people at the right place and time so that the people and the organization can select each
other in their own best short and long term interests." (Richard, 2007, p.271)
VirtueNic HR consultancy is intended to locate in central city Christchurch, which is suburb area.
The need of HR consultant is equivalent for the person who is looking or hunting for the job as well
as HR consultancy is the requirement in today's modern era as many people are migrating day by
day to achieve their goal. For migrating people it is easier to find out jobs through HR Consultancy.
Furthermore, world becomes globalised so, many

disaster recovery.
Group Contribution
Chowdary Srirekha
Backup facilities Remote desktop implementation
network design that meet the client 's requirement.
Business Analysis of our given company:
In our project, we have given a task by an

Events Event At Riccarton Park Function Centre
Graduate Diploma
Event Logistics
AMEL600
Assessment One: Presentation
Event Observation Exercise for Event Logistics
Semester One 2016
Lecturer: Kat Ralph–Triebels
Student Name: Xiaochen Gong
Student I.D.: 99138745
Submission date: Monday 13 June 2016
1. Event Title and Description
The event I have observed was the Canterbury Japan Day on Sunday 6 March 2016. The event took
place at Riccarton Park Function Centre, Riccarton Racecourse from 10 am to 5 pm. The Canterbury
Japan Day is an annual event organized by The Japanese Society of Canterbury. Its aim is to share
Japanese culture with all New Zealanders.
The Canterbury Japan Day presented the traditional Japanese Winter New Year. The event was open
to all public of all ages which was full of fun, delicious food and educational attractions of Japanese
culture. 14749 visitors were recorded on that day including people from countries all over the world.
The event consisted of outside stage, inside event and stalls outdoor. The theme of the festival this
year is winter. For outside stage, there was a big stage in front of the Function Centre which was
established for performances, including singing, drumming and concert etc. The inside event was
held in the Function Centre Building. The feature attraction was the demonstration of Japanese New
Year Day, activities such as kids target shooting, origami, kite–making, tea ceremony, flower
arrangement and painting exhibition etc. Besides, outdoor stalls were another

The Earthquake Of Christchurch Earthquake
An analysis on the mechanism of destruction, impact, recovery, responses and future steps of the
2011 M6.3 Earthquake in Christchurch, New Zealand.
Helena (Jiahui) Zhang
250641678
November 18 2014
Geography 2152F
Mark Moscicki
Table of Contents
1.0 Description of Event 2
2.0 Causes 3
3.0 Impacts 5
4.0 Responses 7
5.0 Recovery 8
6.0 Suggestions for future steps 10
7.0 Bibliography 11
1.0 Description of the Event
The Christchurch earthquake with a magnitude of 6.3 (Ritcher scale) hit New Zealand's second
largest city, Christchurch, on February 22, 2011 (Fig1). Figure 1. Map of New Zealand.
In red the affected zone of Christchurch earthquake (Earthweek, 2014).
It's recognized as the second deadliest earthquake in New Zealand following the 7.8 Hawkes bay
Earthquake (Kaiser et al, 2012). The earthquake was first thought to be an aftershock of the 7.1
Darfield earthquake of September 2010 at the eastern edge. This was an area that originally was of a
low earthquake occurrence rate since prior to 2011 there was no knowledge of a fault's existence
thus catching the New Zealand citizens off–guard. The Christchurch earthquake resulted in 185
casualties affecting more than 300,000 people (Kaiser et al, 2012). The earthquake first made
contact with in the South Islands, only 10 km away from the center of Christchurch. Ground
motions were unusually large near Christchurch measuring 2.2 g and 1.7g at the epicenter, the point
directly above

Main Advantage Of Secondary Data For My Research
Secondary Research
Secondary data is data collected from other reliable sources. Common sources of secondary data
include census reports, Government records, newspaper articles and many more.
Secondary research plays vital role in any kind of research. This is as of now gathered and
accessible. Secondary data has the upside of being accessible quickly, is frequently cheap and
simple to get yet the weakness is that it may not meet all the needs of research.
Advantage
The main advantage of secondary data for my research is to get up to date information related to
research and moreover it will help to know about trends of market. Disadvantage
 Lack of pertinence of distributed sources.
 Erroneous, obsolete and inadequate data to settle on any decision
To investigate the possibility of VirtueNic in Christchurch, a considerable measure of secondary
sources were utilized like:
1. Websites in Christchurch:
Christchurch City council, Opportunity Canterbury, Statistics New Zealand,
Christchurch educated, Statisphere, and so on.
2. Local Newspapers
The Star
The New Zealand Herald
The Press
Christchurch Mail etc.
3. Books: Business Research Books written by Jill Collis & Roger Hussey, C.R. Kothari.
4. Journals and Articles: Several Journals, Report and Articles published in current times.
Bias in Research and Its Elimination
Bias has a noteworthy effect on research. It is a root reason of systemic deviation. Random sample is
a successful instrument for disposing bias. If

Send 2 : Report Writing Essay
ASK 2 – Report writing
On Tuesday 22nd February 2011 at 12.51pm, a magnitude 6.3 earthquake hit Christchurch which
killed 185 people and injured several thousand. The earthquake epicentre was near Lyttelton, just 10
kilometres south–east of Christchurch's central business district. The earthquake occurred more than
five months after the 4 September 2010 earthquake, but is considered to be an aftershock of the
earlier quake.
At 5.09 p.m. on Sunday 21 July 2013 a magnitude 6.5 earthquake rocked central New Zealand,
causing minor damage. The earthquake was centred in Cook Strait, about 20 kilometres east of
Seddon in Marlborough. In Wellington city goods fell from supermarket shelves and plate glass and
masonry fell from downtown buildings. Four people were hospitalised with minor injuries but there
were no fatalities. The following day much of the central city was closed for business as buildings
were assessed for structural damage.
The period of seismic activity continued with a 6.6 magnitude quake at 2.31 p.m. on Friday 16
August. Centred 10 kilometres south–east of Seddon, close to Lake Grassmere, the quake caused
significant damage to buildings in Seddon and nearby towns. It was felt strongly in Wellington and
through much of central New Zealand.
In this report, I will be comparing and contrasting the February 2011 Earthquake in Christchurch
and the July and August earthquakes that occurred in Seddon and Lake Grassmere, discussing why
New Zealand has so many earthquakes

Systems Principles For Construction Management Essay
ENCM 670–15A: SYSTEMS PRINCIPLES FOR CONSTRUCTION MANAGEMENT
SUSTAINABILITY APPRAISAL FOR CATHEDRAL REBUILD By
Gokulakrishnan C.G
36289401
Contents
1. INTRODUCTION: 3
2. HISTORY: 3
3. SYSTEM ACHITECTURE FRAME WORK: 4
3.1 RICH PICTURE: 4
3.2 STAKEHOLDER ANALYSIS 5
3.3 MEASUREMENT REGIME 7
3.4 ARCHITECTURAL FRAMEWORK: 8
4. SUSTAINABILITY APPRAISAL TOOL: 11
5. SYNERGY IMPROVEMENT: 11
6. RECOMMENDATIONS: 12
7. REFERENCE 13
1. INTRODUCTION: Figure 1: Systems boundary
The report aims to assess and improve the sustainability of the rebuilding of the Christchurch
Cathedral. Based on the project demand the system boundaries have been set to assess the
sustainability of this project. Since the issue is highly inclining towards the culture and heritage of
Christchurch, it is necessary to put together the best expertise in the world. Also the rebuild will
have major positive impacts on the tourist sector. Due to these reasons the system boundaries have
been classified as international, regional & local. The main Purpose of this project is to construct a
sustainable Cathedral while maintaining its original heritage and culture. It is a symbol of the
Christchurch people rebounding from a major disaster, as well as providing a place of worship for
the believers.
2. HISTORY:
The construction of Christchurch Cathedral began just 14 years after the city was founded. The
ambitious design by leading

Earthquake Resistant And An Earthquake
Earthquake Resistant Techniques The biggest issue in Christchurch is that it falls under an
earthquake prone area and this is one of the biggest disadvantage for the development of the city.
This is the rea–son that people are moving out from Christchurch to other parts of New Zealand and
outsiders are reluctant to invest in Christchurch. Many big construction companies are trying to
make the new structures earthquake resistant. The another field of innovation is making Earthquake
Resistant fit outs for the interi–ors and the main focus of the company should be on performing the
R&D of Earth–quake resistant fit outs. Introduction of such fit outs would be beneficial for the
com–pany and will help the company to rise more in the current market position. This investment is
involved in doing the R&D of these products and the fee of struc–tural consultants. Earthquake
Resistant Design The first and foremost thing begins from the design of the building and the fit outs
should be deigned in accordance with the design of the building The Interior Fit outs The
Earthquake resistant fit outs are currently in use. These fit outs are being used in earthquake prone
areas in the world. These include earthquake resistant ceilings systems such as plasterboard ceilings
that are light in weight. The wall partitions used in this system should be having metal stud
plasterboard. The HVAC systems are different here; Heated and chilled metal ceilings are used to
eliminate the conventional

Biophilic Cities Summary
Critical Review of Biophilic Cities Analysis 1 Beatley, T. Biophilic cities. Integrating nature into
urban design and planning, Washington DC, Island Press (2011) 1–16 Biophilic cities are cities that
have a large amount of nature incorporated into them. These are cities that have always been
abundant with nature or cities that have had nature reintroduced to make it a better, healthier,
greener living environment. This book tells us of the positives that can come from having a biophilic
city and how people need a certain amount of nature in their lives. Beatley discusses and focusses on
how humans are deprived to a certain extent without nature and how people are becoming somewhat
sheltered in what they do and their behaviour due to the lack ... Show more content on
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These various vulnerabilities are listed in this article and they give us a good insight into it and
introduce some new concepts which have not been thought about or little thought has gone into
them and it also tells us of the consequences involved with them. This article gives us a new
perspective on resilience and the different components that can either compromise a city or make it
resilient. It also clearly states the threats to cities, what makes cities resilient, what factors are
needed to make cities resilient, what factors cause cities to be non–resilient and what causes them to
fail. Although cities can only be made resilient to a certain extent which is of what we know can
happen. This means if a larger hazard occurs cities may still be vulnerable but not to the same
lengths that cities with no resilience are. I think this is a good article on the concept of Resilient
cities as it gives us an insight into new concepts and different perspectives. This helps us understand
Resilient cities better and all the factors that go into creating them and tells us of all the potential
hazards to cities. It tells us that if cities are made resilient to large scale events the small scale events
will not have as much of an

Impact Of Tourism On Economic And Social Development Programs
Tourism is integrated in economic and social development programs and can be considered as a
method to protect the natural and social capital upon which the industry is built (McCool and
Moisey 2001 and Hunter 1997). According to Robinson (1999 cited in McCool 2002), tourism is
viewed as a tool which is sometimes might be important to a community and other times not so
important. Therefore, it is not said that protecting cultures for the value of the tourism industry, but
for the value to the people.The carrying capacity studies began during the 1930's (O'Reilly, 1986;
Saveriades, 2000), they were principally developed in the 1960's in the national parks of the United
States of America (McCool and Lime, 2001; Manning ., 2002).
Johnson and Thomas (1996) argue that present interest in tourism capacity is due to growth in
tourism combined with increasing awareness of environmental issues. The concept is particularly
important in the coastal zone which is undergoing rapid change as a result of demographic changes
and industrialization (see Kay and Alder, 1999, p. 21) in the context of global climate and sea–level
change. In its broadest sense, carrying capacity refers to the ability of a system to support an activity
or feature at a given level. In the coastal zone, these systems can vary greatly in both scale and type,
and range from small salt marshes through large beach resorts to entire continental coasts. The
activities or features that they support are also varied and

A Brief Note On The Scholar Volunteer Navy Essay
History:– The scholar Volunteer navy (SVA) is a scholar movement born from a fb web page started
following the Christchurch earthquakes. The community has no navy affiliation and is concerned
with facilitating neighbourhood motion via formative year's engagement, preparing for mess ups and
repair. The clubs and volunteers are supported utilizing instruments offered by way of the Volunteer
navy basis (VAF). There are now three pupil volunteer golf equipment which have grown straight
from the Christchurch scholar Response; the UC student Volunteer army, the Wellington SVA, and
the Otago Polytechnic Scarified navy along with school scholars throughout New Zealand actively
getting involved of their communities as occurred in Christchurch. "Having convergence on board
following the 22 February earthquake used to be pivotal to the progress and success of the pupil
Volunteer army. In the weeks following new Zealand`s worst common catastrophe, convergence
provided the SVA with a communications consultant 24 hours a day at no price us. Verbal exchange
is fundamental to the success of recuperation efforts following a quandary .Convergence helped us
send clear , concise messages through the media to the general public to source presents ,locate
volunteer work, maintain volunteers encouraged and inform the public of our methods. QUESTION
:– 1 State the circumstances leading to the formation of Student Volunteer Army; state their mission
,vision, plans, and structure, and suggest

Managing Christchurch Rebuild Project With Effective...
MANAGING CHRISTCHURCH REBUILD PROJECT WITH EFFECTIVE COORDINATION
PRATIK PATTANSHETTI1
STUDENT ID – 21524417
ABSTRACT
The construction industry has the most adverse and complex projects due to the involvement of
large funds, infrastructure, economy of a nation and also large portion of the society. Due to this
complexity, the projects suffer a lot of fragmentations, conflicts and disputes, large production of
waste, project cost and time overruns etc. Due to increase in these types of projects, there are lots of
new techniques being developed in the industry i.e. partnering, joint venture, outsourcing, alliances,
enterprise resource planning, Total quality management(Hai, Yusof et al. 2012) to tackle the
challenges. We have seen a lot of projects which are not delivered on time due to all these reasons.
All the techniques work on one important and vital aspect i.e. coordination, without it there can be
no successful completion of any project. The more the project is complex the more complexity
involved in coordination. Christchurch rebuild has faced similar problems during the last 5 years,
the reason to which it has not been completed until now is lack of proper coordination between the
involved parties. There is lot of misunderstanding between the parties involved in the process of
construction due lack of proper coordination mechanisms and techniques. The delay in delivery of
the project is hampering the image of Christchurch on a global scale. I have addressed a few

Essay on Universal Carpets
MKTG251–14B – Marketing Strategy
Group Case Analysis Report – Universal Carpets
Ngahuia Britton
Bruce
Anita Burton
Martin Law
Nicola Vincent
Word count:
1167742
1023587
1224272
1207403
Executive Summary The contents of this report include four fully descriptive profiles of the
potential candidate market segments in the New Zealand carpet market. Each has been researched
and assessed to determine the relative attractiveness to Universal Carpets New Zealand Ltd
(UCNZ). Recommendations are included to advise UCNZ of the most appropriate segment to target,
and a strategy statement and plan has been developed detailing how best to proceed.
These recommendations include targeting the general domestic market, ... Show more content on
Helpwriting.net ...
The majority of carpet used in this market is carpet tiles. Both companies have a stronghold over
this very demanding market but INZIDE is the clear leader. This market includes; court houses,
universities, hospitals, convention centres, libraries, Landcare Research, SirTrack
(Wildlife tracking solutions), Museum of New Zealand (Te Papa) and other government operated
agencies. As many of these operations have multiple channels to get projects authorised, the chance
of a fast turn around is slim. These organisations look for a competitive bottom line, so they require
value for their money with hard wearing carpets and great service including maintenance. In order
for other competitors to break into this market, they must be able to offer a superior customer value
proposition such as Feltex's Insitu tile carpet. This is made using a closed loop recycling system,
renewable energy, zero emissions,
I
design (innovation design) and is climate neutral (INZIDE, 2013). Segment 3: The Exclusive
Market
Customers of the exclusive carpet market expect high quality, durable carpets that are able to

withstand high foot traffic while still looking stylish and luxurious. This carpet is required by places
such as private hospitals and resorts as well as luxury residential properties. It is likely customers of
this market will be wealthy and business savvy, and have developed a relationship with

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