Common title defects include errors in public records, unknown liens, illegal deeds, and unknown heirs. Title defects are issues recorded against a property that could give another party a claim to it. Errors in records from filing mistakes can invalidate deeds or surveys. If a past owner was behind on payments, it creates a lien that stays with the property regardless of new owners. Sometimes deeds are signed invalidly, like by a minor, which affects the chain of title. Additionally, unknown heirs from a past owner's will may later emerge to claim the property. Forged documents could also jeopardize an owner's rights if they give rights to a dishonest party. These title defects must be resolved before selling a property.

1. PROPERTY TITLE DEFECTS
COMMON TYPES OF
A title defect, sometimes called a cloud, is a
publicly-recorded issue that gives another
party a claim to your property. It MUST be
resolved before selling the property.
Common title issues include:
Errors in Public Records
Unknown Liens
Illegal Deeds
Unknown Heirs
Forgeries
Mistakes happen. Filing or clerical
errors can have a big impact on
the validity of the deed or survey
of your property.
If a previous owner is behind on
their payments, it can turn into
a lien on the property. The debt
stays with the property
regardless of who incurred it.
Sometimes deeds are signed by
parties that render it invalid, like
a minor or a person of unsound
mind, affecting the chain of title
and a new owner's rights.
Long after the passing of a past
owner, a previously unknown heir
may come forward with a will
bequeathing the property to them.
Forged documents filed in the
public record giving property
rights to a dishonest party could
jeopardize a new owner's rights.
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