A mortgage loan is a financial arrangement where a borrower obtains funds from a lender, typically a bank or mortgage company, to purchase a home or real estate property. In this loan, the property being purchased serves as collateral for the loan, meaning that if the borrower fails to make the required payments, the lender has the right to take possession of the property through a legal process called foreclosure.

1. HOME
LOAN
BENEFITS
01
HOME OWNERSHIP
STABLE PAYMENTS
Paying off a home loan
builds equity for future use.
TAX SAVINGS
EQUITY BUILDING
Fixed-rate home loans offer
predictable month monthly
payments.
Home loans make
homeownership accessible
without a large upfront
payment.
They often come with tax
benefits, such as
deductions on interest and
property taxes.
02
03
04
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