SAP Bank Communication Manager

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SAP Multi-Bank Connects handles and manages the baking relationship. SAP S/4 HANA is connected to SAP
MBC’s SAP Cloud Platform tenant via the Cloud Connector. Encryption/decryption/push-pull with banks are
managed by SAP MBC.
SAP Multi-Bank Connectivity

2. Copyright © 2021 Deloitte SEA Consulting. All rights reserved. 2
Payments generated in SAP payment program, is automatically batched for approval (in accordance to bank
mandate / payment approval). Once approved, the payments is sent to the banks for straight-through
payment processing. Payment acknowledgement and Bank Reconciliation is also managed through the
incoming process flow.
SAP Bank Communication Management with Multi-Bank Connectivity
Approve
Payment Batch S e n d B ank Payment File
Payment Monitor
Execute Payment
Program (F110)
Invoices
Dr Expense
Cr Vendor
Payment Document
Dr Vendor
Cr Cash in Bank-Outgoing Clearing
Bank Statement Reconciliation
Dr Cash in Bank-Outgoing Clearing
Cr Cash in Bank
Receive B ank
Confirmation File
B a nk
B ank
R ec onc iliation
S A P S / 4 H A N A T r e a s u r y
S A P B ank
Communication
Receive B ank
Statement File
S A P Multi-Bank
Connectivity ( M B C )
Step 1
Step 2
Management ( B C M ) Step 3
Step 4
SAP Bank Communication Management(BCM)
SAP Multi-Bank Connectivity(MBC)
Create
Payment Batch
* A u t o r e v e r s a l a n d n o t i f i c a t i o n u p o n r e j e c t i o n

3. Copyright © 2021 Deloitte SEA Consulting. All rights reserved. 3
SAP supports many international formats for the electronic bank statement, such as CAMT.053, MT940, BAI,
MultiCash format etc.
Electronic Bank Statement Processing
Bank
Statements
Import and transfer
bank statement
Automatic
Posting
Analyze results
Post process.
Bank Statement
Bank Statement
Overview
Post Processing
Bank
Bank