The mortgage infographic illustrates the complex process of obtaining a home loan in a visually engaging manner. At its core, it highlights the key stages involved in securing a mortgage, starting with the initial application phase. This phase typically involves gathering financial documents, such as tax returns and pay stubs, and submitting them to a lender for review. The infographic then progresses to depict the crucial step of pre-approval, where the lender assesses the borrower's creditworthiness and determines the maximum loan amount they qualify for based on factors like income, debt-to-income ratio, and credit score. Through intuitive graphics and concise text, the infographic effectively communicates the significance of this preliminary step in the homebuying journey, emphasizing its role in empowering prospective buyers to shop for homes within their budget.