Get first hand facts and figures of India's payments industry. A quick snap shop on what is up and what is Down ? How Credit and Debit cards performed on various channels POS,ATM?? Get insight on Card Skimming Fraud ? has it shifted to India? With out EMV can India give answer? How Mobile is disrupting Payments in India? How Immediate Payments have performed? How is the Cash Counterfeits history of India?

1. INSIGHT INTO
CARD PAYMENTS TRANSACTIONS
FOR
INDIA
Hitesh Thakkar
June 2014

2. PAYMENTS CARD
Card Type
Volume
(Mar 2014)* Annual Growth *
Debit Cards 394.42 Million 17.2%
Credit Cards 19.21 Million
Prepaid Cards 2.37 Million
Mobile Wallets 13.42 Million
Paper Vouchers 0.05 Million Marginal fluctuation
* Source – RBI – Banking Sector Performance Analytics Data for Public Access

3. PAYMENTS CHANNELS
Channel
Volume
(Mar 2014)*
Annual
Growth *
ATMs 160055
POS Terminals 1065984
* Source – RBI – Banking Sector Performance Analytics Data for Public Access

4. CREDIT CARD PAYMENTS
Channel
Volume
(Mar 2014)*
Annual
Growth *
ATMs 0.30 Million
POS Terminals 46.11 Million
Channel
Value
(Mar 2014)*
Annual
Growth *
ATMs INR 1.57 Billion
POS Terminals INR 145.49 Billion
* Source – RBI – Banking Sector Performance Analytics Data for Public Access

5. DEBIT CARD PAYMENTS
Channel
Volume
(Mar 2014)*
Annual
Growth *
ATMs 571 Million
POS Terminals 56.98 Million
Channel
Value
(Mar 2014)* Annual Growth *
ATMs INR 1782.29 Billion
POS Terminals INR 85.38 Billion
* Source – RBI – Banking Sector Performance Analytics Data for Public Access

6. ATM SKIMMING FRAUD CASES IN 2013
Month Issuer
Affected
Channel
Affected
Estimated
Value INR
Indian State
Feb 2013
March 2013
Multiple
Banks
Debit and
Credit Cards
Utter
Pradesh
June 2013 SBI ATMs Maharashtra
August
2013
Multiple
Banks
Debit and
Credit cards
Sep
20,2013
SBI BKC
Mumbai
Multiple
Debit and
Credit cards
Maharashtra
* Source – Print Media and Online Press Release Achieves

7. PREPAID AND MOBILE USAGE
PAYMENTS TYPE
Volume
(Mar 2014)* Annual Growth *
Prepaid Cards •Mid year growth of 50%
•Decline by 18.3% from last year
Mobile Wallets 102 % Increase
Mobile Banking 69% Increase
PAYMENTS TYPE
Value in INR
(Mar 2014)* Annual Growth *
Prepaid Cards 56.8 % (Value has grown
consistently from INR 9999 billion)
Mobile Wallets 93% Increase
Mobile Banking 242% Increase(Value has
grown consistently from INR 9999 billion)
* Source – RBI – Banking Sector Performance Analytics Data for Public Access

8. IMMEDIATE PAYMENT SERVICES (IMPS)
0
1
2
3
4
5
6
Category 1 Category 2 Category 3 Category 4
Series 1
Series 2
Series 3
* Source – RBI – Banking Sector Performance Analytics Data for Public Access

9. CASH COUNTERFEITS HISTORY
Year Denomination Value Counts
2004 500,1000
2008 500,1000
2009 500,1000
2010 500,1000
2012 500,1000
2013 500,1000
* Source – Print Media and Online Press Release Achieves

10. CONTACT DETAIL TO DOWNLOAD FULL VERSION
Hitesh Thakkar
Hitesh_bcb@yahoo.com
Skype – hitesh_atm