You might be wondering, “What is India’s top investment options for 2024 ” given the uncertainty the world has experienced recently. That’s right, long-term investment options are becoming more and more popular. You can increase your wealth, protect yourself from inflation, and possibly even take advantage of tax benefits by using these options.

1. INVESTING
OPTIONS FOR 2024
VV Stock zone
IN INDIA
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2. WHAT IS
INVESTING?
Investing is the act of distributing
resources into something to
generate income or gain profits. It is
the act of allocating resources
Investment requires a sacrifice of
some present asset, such as time,
money, or effort.
In finance, the
purpose of investing
is to generate a
return from the
invested asset.
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3. 10 OPTIONS FOR
INVESTING IN
INDIA
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4. 1. PUBLIC PROVIDENT FUND (PPF)
• PPF meaning can be simply stated as a long-term investment
scheme, popular among individuals who want to earn high but
stable returns. Proper safekeeping of the principal amount is the
prime target of individuals opening a PPF account.
• When a PPF scheme is opened, the PPF account is scheduled for the
applicant where the money is deposited every month and interest is
compounded.
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5. 2. INITIAL PUBLIC OFFERINGS (IPO)
• An IPO is an initial public offering, in which shares of a private
company are made available to the public for the first time. An IPO
allows a company to raise equity capital from public investors.
• The transition from a private to a public company can be an important
time for private investors to fully realize gains from their investment
as it typically includes a share premium for current private investors.
Meanwhile, it also allows public investors to participate in the offering.
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6. 3. POST OFFICE MONTHLY INCOME SCHEME
• Post Office Monthly Income Scheme, amongst others such as Post
Office Savings Account, Post Office Recurring Deposit, Post Office
Time Deposit, is one of the highest-earning schemes with an interest
rate of 7.4%.
• The interest in this scheme, as the name suggests, is disbursed
monthly. This scheme, like other post office schemes, is recognized
and validated by The Ministry of Finance.
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7. 4. CORPORATE BONDS
• A corporate bond is a type of debt security issued by a corporation
and sold to investors. The company gets the capital it needs and in
return, the investor is paid a pre-established number of interest
payments at either a fixed or variable interest rate. When the bond
expires, or "reaches maturity," the payments cease and the original
investment is returned.
• The backing for the bond is generally the ability of the company to
repay, which depends on its prospects for future revenues and
profitability. In some cases, the company's physical assets may be
used as collateral.
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8. 5. GOLD EXCHANGE-TRADED FUNDS (ETFS)
• Gold ETF, or Exchange Traded Fund, is a commodity-based Mutual
Fund that invests in assets like gold. These exchange-traded funds
perform like individual stocks and are traded similarly on the stock
exchange.
• Exchange-traded funds represent assets, in this case, physical gold,
both in dematerialised and paper form. An investor invests in stocks
instead of the actual metal, and once it is traded, they are credited
with the unit’s equivalent in cash instead of actual gold.
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9. 6. NATIONAL PENSION SCHEME (NPS)
• The National Pension Scheme (NPS) is a social security initiative by the Central
Government. This pension programme is open to employees from the public,
private and even the unorganised sectors except those from the armed forces.
• The scheme encourages people to invest in a pension account at regular
intervals during the course of their employment. After retirement, the
subscribers can take out a certain percentage of the corpus. As an NPS account
holder, you will receive the remaining amount as a monthly pension post your
retirement.
• Earlier, the NPS scheme covered only Central Government employees. Central
Government employees joining on or after 01-01- 2004 are mandatorily
covered under the NPS. Now, however, the PFRDA has made it open to all
Indian citizens on a voluntary basis.
• The NPS scheme holds immense value for anyone who works in the private
sector and requires a regular pension after retirement. The scheme is portable
across jobs and locations, with tax benefits under Section 80C and Section
80CCD. www.vvstockzone.com

10. 7. GOVERNMENT BONDS
• A government bond is a debt security issued by a government to
support government spending and obligations. Government bonds can
pay periodic interest payments called coupon payments. Government
bonds issued by national governments are often considered low-risk
investments since the issuing government backs them.
• Government bonds issued by a federal government may also be known
as sovereign debt.
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11. 8. UNIT-LINKED INSURANCE PLANS (ULIPS)
• ULIPS or Unit Linked Insurance Plans help you to serve two goals in a
single product: investment and insurance. It provides you with a life
cover and also lets you reap the benefits of the stock market, debt
funds, or both, as the case may be.
• ULIPS has come a long way since its inception in 1971. The first ULIP
was introduced by the Unit Trust of India (UTI) in 1971 and then by Life
Insurance Corporation (LIC) in 1989.
ULIP
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12. 9. SOVEREIGN GOLD BONDS (SGBS)
• SGBs are government securities denominated in grams of gold. They
are substitutes for holding physical gold. Investors have to pay the
issue price in cash and the bonds will be redeemed in cash on maturity.
The Bond is issued by Reserve Bank on behalf of Government of India.
• Persons resident in India as defined under Foreign Exchange
Management Act, 1999 are eligible to invest in SGB. Eligible investors
include individuals, HUFs, trusts, universities and charitable
institutions. Individual investors with subsequent change in residential
status from resident to non-resident may continue to hold SGB till
early redemption/maturity.
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13. 10. EQUITY MUTUAL FUNDS
• An Equity Fund is a Mutual Fund Scheme that invests predominantly in
shares/stocks of companies. They are also known as Growth Funds.
• Equity Funds are either Active or Passive. In an Active Fund, a fund
manager scans the market, conducts research on companies, examines
performance and looks for the best stocks to invest. In a Passive Fund,
the fund manager builds a portfolio that mirrors a popular market
index, say Sensex or Nifty Fifty.
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14. IMPORTANT
INVESTING FACTS
#1 #2 #3 #4
Only 33% of people
get to outperform
the market
Historically, the stock
gets a return of 11%
and 5% bonds
Passive investing is
the most used type
of investing
Passive investment is
the most ideal for
begginer investor
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15. THANK
YOU
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