Microcredit Software: To optimize microcredit operations and in a view to promoting them to the advanced IT world, we have thought of a wonderful idea. We have developed the Semicolon Microcredit Solution – MATIR BANK to diminish the obstacles mentioned above and facilitate these organizations in an automated mode.

1. Microcredit Software: To optimize microcredit operations and in
a view to promoting them to the advanced IT world, we have
thought of a wonderful idea. We have developed the Semicolon
Microcredit Solution – MATIR BANK to diminish the obstacles
mentioned above and facilitate these organizations in an
automated mode.
Best Microcredit Software in
Bangladesh
Matir Bank - Microfinance Made Simple!

2. Economist Muhammad Yunus as well as Dr. Fazle Hasan Abed has
played a big role in shaping the new perspective. Female
empowerment also became integral to the story. Many microcredit
institutions made it a priority to lend to groups of women (about 80
percent of microcredit borrowers are now women).
Microcredit, we can call this microloan as well – the idea is simple
enough: By giving a very small loan to someone living in a poor
country, you could help them expand a small business, which would
lift their family out of poverty. When they pay back the loan, the
money can be cycled to more borrowers, getting more families out of
poverty. Organizations offering microcredit to poor borrowers — many
living on $2 or less per day — took off in those decades.
Investors and donors poured money into microcredit, hundreds of
organizations offered loans, and the number of borrowers worldwide
skyrocketed to 211 million by 2013. We should see it as a way to expand
options for poor people by offering more reliable financial services.
Extremely poor people need these services just like everyone else,
and the availability of capital to deal with irregular and at times
unpredictable incomes is a huge help to them. This benefit, along with
its impressive growth around the world, arguably makes microcredit
a success.
Microcredit in Banglades

3. Microcredit Software
To date, many microcredit organizations are operating their
services and calculating manually, topmost they are using
Microsoft Word for documentation and Excel for simple
calculation. It’s a matter of regret that in this advancing world
such brilliant and humanitarian, and most of all such financial,
institutions are left behind of the ICT’s growth and advancement.
Yes, there are “some too many” software regarding microcredit
on the market at present, in Bangladesh, in India as well as in
some other countries. Though South Asia is the core place of the
microfinance system in the world, there are too many microcredit
organizations out of league here due to some obstructions on the
path of advancement to ICT here.

4. Financial Aspect
Microcredit institutions are facing difficulties in grasping
automated software systems mainly due to financial
aspects. The institutions run on borrowing very small
amounts to people and recycling that, so most of the time
they cannot afford such advanced system at a high price.
Portability
Such institutions find it problematic in terms of portability
of the system as well as probable data loss.
Complexity
The next problem they face is the difficulty in operation.
Limited Functionality
Sometimes the software is not a full-fledged system
rather they are charged differently for microfinance as
well as office operations and others.

5. Semicolon Microcredit Solutions |
MATIR BANK
Best Microcredit Software in Bangladesh: Semicolon IT Solutions, a
software development company located at Sheikh Hasina Software
Technology Park, Jashore, Bangladesh offers various automated
software solutions to fields like microcredit, school management,
office ERP, govt. case management, govt. seeds management and
the evergreen stock/inventory and POS systems.
They also provide website and e-commerce development services,
graphic design, and digital marketing supports. Not to mention, we
provide basic to advanced training in ICT to the young generation.
Automated Advancement
There are more unheard-of obstacles and most of all, microcredit
institutions are not well aware of possibilities that exist for them
in the ICT world for automated advancement.
Limited Functionality
Sometimes the software is not a full-fledged system rather they
are charged differently for microfinance as well as office
operations and others.

6. MATIR BANK - Best Microcredit
Software in Bangladesh
To optimize microcredit operations and in a view to promoting them to
the advanced IT world, we have thought of a wonderful idea. We have
developed the Semicolon Microcredit Solution to diminish the
obstacles mentioned above and facilitate these organizations in an
automated mode.
Budget-Friendly
Usually, microcredit software takes a lot of time and labor to prepare
a full solution package, so the price is high. However, Semicolon IT
Solutions has prepared this within a couple of months with smart
labor. As a result, we can provide this solution very fast and of course
at a price lower than the others.
Scalability
Any microcredit institution. small to large the scaling does not matter.
In spite of such provision, our time taken for production is low and our
cost of production is under our client’s grasp.

7. Portability
Semicolon Microcredit Solution offers this automated solution online
with the security of data. As being online and web-based, clients can
access this from anywhere and anytime and with the help of any
device that is connected to the internet.
Complete Automated Solution
Ours is a full-fledged solution that includes a complete microcredit
system with proper accounting and banking modules along with a full-
fledged office management system that includes employee
management, payroll, etc. as well as proper accounting and report
generation modules. So, to speak, Semicolon Microcredit Solution is a
complete automated solution to any microcredit institution.

8. Modularity
Our software is a modular one. We can set up this for multiple
branches of the same institution and provide maintenance and control
from a super admin dashboard.
Present Day Tech
Semicolon Microcredit Solution is developed with modern technologies
such as React JS for frontend, Node JS for backend as well as MongoDB
for the database. Microcredit software developed with such modern
technologies is a rare gem at this time.
Customizable
This software is prepared from the scratch making it user-friendly,
fully customized to client’s needs and we are very much capable of
further customizing this if the necessity arises and customer demands.

9. Low cost
Less manpower
Fast delivery
Ready product
Fully customizable
Modern technology
Fast operation
Modular model
Specialties of MATIR BANK
Let’s overview the specialties of the Semicolon Microcredit Solution at
a glance.
Can serve unlimited branch with a single super dashboard
Device friendly; cross-platform performance
Portability
Data security
User-friendly
One Platform
A full solution including microfinance system, office management,
account, and report in one platform.

10. Multiple language support
Possible to fully integrate client’s native language in total software
Report generation, export to various formats, printable.
Customer Registration
Customer List
Pending Request
Account opening request
All transactions
Microcredit accounts
Major Modules of Our Microcredit
Software
Microcredit Management:
Micro Accounts:

11. Generate deposit account
Collection/Withdraw
Profit distribution
Deposit clearing
Deposit statement
Generate savings account
Saving and loan collections
Withdraw
Loan disbursement
Loan accounts
Account statements
Cheque return
Deposits:
Savings and Loans

12. Employee registration
Employee list
Salary increment
Provident fund
Training
Generate pay slip
Pay roll
Assets and welfare fund
Banking
Deposit and withdraw
Receivable and payable
Transactions
Income and Expense report
Office Management:
Accounting: