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Payroll Solutions

                                                       Access, benefits and
                                                       features that employees
                                                       just can’t get from a
                                                       paper check
                                                                   rapid! PayCard® Visa® Payroll Card


                             The Wright Express rapid! PayCard provides your company with the
                             most comprehensive PayCard benefit and ePayroll program designed
                             for employers choosing to convert to electronic delivery of payroll at
                             zero cost.

                             The rapid! PayCard® Visa® Payroll Card ePayStub solution and online W2 forms
rapid! PayCard provides      eliminate paper in the payroll office and benefit employers, employees and the
                             environment.
the most comprehensive
paycard technology           •	 rapid! PayCard - convert all employees over to standard direct deposit.
                                Eliminate Payroll checks.
platform as the
                             •	 ePayStub - Provide paystubs electronically to all employees and eliminate
foundation and then build
                                paystub distribution.
real value for our clients
                             •	 eW2 - Reduce your company’s requirement to mail paper W2’s by providing
with the successful
                                electronic access.
adoption of the paycard
                             The ePayStub and online W2 forms provide multiple outlets for employees to view
into their organization
                             their electronic statements and tax documents.
through comprehensive,
                             Your company can expect to Reduce Cost, Improve Efficiency and Increase
marketing, training and
                             Corporate Environmental Responsibility by eliminating distribution of regular pay
support.                     checks and wage statements.




                                                              for more information,
                                                       visit www.rapidpaycard.com
                                           sales@rapidpaycard.com • 888.828.2270
Payroll Solutions

                                                        Access, benefits and
                                                        features that employees
                                                        just can’t get from a
                                                        paper check
                                                                                         Employer Benefits



                              Reduce Expenses and Provide a New Employee Benefit
                              Wright Express rapid! PayCard provides your company with the most
                              comprehensive PayCard benefit and ePayroll program designed for employers
                              choosing to convert to electronic delivery of payroll at zero cost.

                              After enrollment with rapid! PayCard you will be able to issue cards immediately
                              to all new hires and immediately enroll them into the ePayroll system.

                              Here’s how you benefit:
While most paycard
                              •	 Reduce Cost - Expanding direct deposit participation will generate significant
companies end their
                                 cost savings over the current methods of printing and delivering checks and
efforts, with system             wage statements.
access and cardstock,
                              •	 Improve Efficiency - The rapid! PayCard solution will expand electronic direct
we are just beginning to         deposit participation and will eliminate the need to distribute regular pay
provide the high touch           check and wage statements to employees. By eliminating paper checks
                                 exposure to check fraud will be minimized, lost or stolen check problems will
service that you require to
                                 be eliminated, business continuity will be improved and off-cycle payment
achieve your goals.              problems will be lessened.

                              •	 Increase Corporate Environmental Responsibility - Improving your direct deposit
                                 participation is a simple, safe and smart way to have a positive impact on the
                                 environment.




                                                               for more information,
                                                        visit www.rapidpaycard.com
                                            sales@rapidpaycard.com • 888.828.2270
Payroll Solutions

                                                                Access, benefits and
                                                                features that employees
                                                                just can’t get from a
                                                                paper check
                                                                                    Employee Benefits



                  Employee Benefits
                  The rapid! PayCard® Visa® Payroll Card is a safe, secure and hassle-free way
                  to collect, manage and ultimately spend your hard-earned money. PayCards
                  offer the convenience of a debit card and more security than carrying cash.
                  rapid! PayCard requires no credit check and can be instantly provided to your
                  employees. rapid! PayCard offers the versatility of a credit card and is accepted
                  everywhere Visa debit cards are accepted. With the rapid! PayCard your
                  employees can have more money, more time, more access and more options than
                  ever before!
Increased:
                  Cardholders can always expect the following benefits:
                  •	 NO paycheck cashing fees - Save more than 50% versus check cashing fees
•	 Safety
                  •	 NO lost checks
•	 Security       •	 NO overdraft fees

•	 Convenience    •	 No need to carry large sums of money
                  •	 24x7 access to pay
•	 Cost Savings
                  •	 FREE multilingual customer service 7x24x365
                  •	 FREE access to their pay
                  •	 FREE access to monitor transactions online and text alerts*
                  •	 FREE Savings Account Access
                  •	 Cash Back Rewards

                  Access, benefits and features that Employees just can’t get from a paper check.
                  Saving money is just one of the many great beneftis employees get with rapid!
                  PayCard® Visa® Payroll Card.

                  * (standard text messaging rates may apply)


                                                            for more information,
                                                     visit www.rapidpaycard.com
                                         sales@rapidpaycard.com • 888.828.2270
Payroll Solutions

                                                    Access, benefits and
                                                    features that employees
                                                    just can’t get from a
                                                    paper check
                                                                                      Product Features


                          The rapid! PayCard® Visa® Payroll Card is a powerful financial service for
                          employees who do not have traditional banking relationships. These services
                          provide greater convenience, added security and exceptional value to for
                          cardholders and include:

                          Text Alerts - Cardholders may elect to have text messages with information about
                          their card balance or transactions sent directly to their cell phone On-Demand or
                          Event Driven.

                          Cash Back Merchant Rewards - Cardholders can opt into a cash back merchant
Real   Value for your
                          rewards program that pays them for normal purchasing behavior.
Employees.
                          Interest Bearing Savings - Cardholders have access to an interest bearing savings
                          account or “purse” in their account.
Real Cost   Savings for
                          Bill Payment - Cardholders can pay their bills over the phone or Web portal.
your   Company.
                          Portability - The rapid! PayCard is the employee’s private card account.

                          Cardholder Issued Check - Cardholders can write a check for payment or receive
                          100% of their pay off their card.

                          Allpoint® ATM Withdrawal - The rapid! PayCard is currently a member of the
                          Allpoint ATM surcharge-free network access at more than 37,000 locations.

                          Additional Methods to Access their Pay
                          •	 POS Store Purchase (including cash-back, where available)
                          •	 Request a Check
                          •	 US Post Office Money Order
                          •	 Electronic Transfer to a bank account


                                                           for more information,
                                                    visit www.rapidpaycard.com
                                        sales@rapidpaycard.com • 888.828.2270
About Wright Express

                                                      A Consultative Partner
                                                      for Your B2B
                                                      Payment Solutions




                            Headquartered in South Portland, Maine, Wright Express is global provider of
Fast Facts
                            business payment processing and information management solutions. We issue
•	 Publicly traded          MasterCard® branded credit products through our wholly owned industrial bank,
   corporation              Wright Express Financial Services Corporation.
   (NYSE: WXS)
                            Technology First. Banking Follows.
•	 $20+ billion in annual
   B2B payments
                            To say your payroll and accounts payable department’s technology needs are basic
•	 $390 million in          may mean a missed opportunity to drive efficiencies and savings. In partnership
   2010 revenue             with our clients, we leverage technology to deliver payment solutions that meet
                            your unique needs. We’re uniquely focused on delivering solutions for your
•	 350,000 customers
                            commercial payment needs. We’ll take on the projects your traditional bank
•	 Top 10 domestic issuer   won’t touch.
   of commercial payment
   purchasing solutions

•	 Industry leader in       Service Philosophy
   innovative Single
   Use Account and AP       Online. Offline. 24/7. You’ll benefit from multiple levels of support including a
   solutions                dedicated relationship manager, account manager, “live” U.S.-based customer
                            support, and a fraud team that constantly monitors your account for unusual
                            activity or potential abuse. Don’t you deserve Fortune 500-level service?




                                                             for more information,
                                                      visit www.rapidpaycard.com
                                          sales@rapidpaycard.com • 888.828.2270

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Wright Express/ rapid! PayCard

  • 1. Payroll Solutions Access, benefits and features that employees just can’t get from a paper check rapid! PayCard® Visa® Payroll Card The Wright Express rapid! PayCard provides your company with the most comprehensive PayCard benefit and ePayroll program designed for employers choosing to convert to electronic delivery of payroll at zero cost. The rapid! PayCard® Visa® Payroll Card ePayStub solution and online W2 forms rapid! PayCard provides eliminate paper in the payroll office and benefit employers, employees and the environment. the most comprehensive paycard technology • rapid! PayCard - convert all employees over to standard direct deposit. Eliminate Payroll checks. platform as the • ePayStub - Provide paystubs electronically to all employees and eliminate foundation and then build paystub distribution. real value for our clients • eW2 - Reduce your company’s requirement to mail paper W2’s by providing with the successful electronic access. adoption of the paycard The ePayStub and online W2 forms provide multiple outlets for employees to view into their organization their electronic statements and tax documents. through comprehensive, Your company can expect to Reduce Cost, Improve Efficiency and Increase marketing, training and Corporate Environmental Responsibility by eliminating distribution of regular pay support. checks and wage statements. for more information, visit www.rapidpaycard.com sales@rapidpaycard.com • 888.828.2270
  • 2. Payroll Solutions Access, benefits and features that employees just can’t get from a paper check Employer Benefits Reduce Expenses and Provide a New Employee Benefit Wright Express rapid! PayCard provides your company with the most comprehensive PayCard benefit and ePayroll program designed for employers choosing to convert to electronic delivery of payroll at zero cost. After enrollment with rapid! PayCard you will be able to issue cards immediately to all new hires and immediately enroll them into the ePayroll system. Here’s how you benefit: While most paycard • Reduce Cost - Expanding direct deposit participation will generate significant companies end their cost savings over the current methods of printing and delivering checks and efforts, with system wage statements. access and cardstock, • Improve Efficiency - The rapid! PayCard solution will expand electronic direct we are just beginning to deposit participation and will eliminate the need to distribute regular pay provide the high touch check and wage statements to employees. By eliminating paper checks exposure to check fraud will be minimized, lost or stolen check problems will service that you require to be eliminated, business continuity will be improved and off-cycle payment achieve your goals. problems will be lessened. • Increase Corporate Environmental Responsibility - Improving your direct deposit participation is a simple, safe and smart way to have a positive impact on the environment. for more information, visit www.rapidpaycard.com sales@rapidpaycard.com • 888.828.2270
  • 3. Payroll Solutions Access, benefits and features that employees just can’t get from a paper check Employee Benefits Employee Benefits The rapid! PayCard® Visa® Payroll Card is a safe, secure and hassle-free way to collect, manage and ultimately spend your hard-earned money. PayCards offer the convenience of a debit card and more security than carrying cash. rapid! PayCard requires no credit check and can be instantly provided to your employees. rapid! PayCard offers the versatility of a credit card and is accepted everywhere Visa debit cards are accepted. With the rapid! PayCard your employees can have more money, more time, more access and more options than ever before! Increased: Cardholders can always expect the following benefits: • NO paycheck cashing fees - Save more than 50% versus check cashing fees • Safety • NO lost checks • Security • NO overdraft fees • Convenience • No need to carry large sums of money • 24x7 access to pay • Cost Savings • FREE multilingual customer service 7x24x365 • FREE access to their pay • FREE access to monitor transactions online and text alerts* • FREE Savings Account Access • Cash Back Rewards Access, benefits and features that Employees just can’t get from a paper check. Saving money is just one of the many great beneftis employees get with rapid! PayCard® Visa® Payroll Card. * (standard text messaging rates may apply) for more information, visit www.rapidpaycard.com sales@rapidpaycard.com • 888.828.2270
  • 4. Payroll Solutions Access, benefits and features that employees just can’t get from a paper check Product Features The rapid! PayCard® Visa® Payroll Card is a powerful financial service for employees who do not have traditional banking relationships. These services provide greater convenience, added security and exceptional value to for cardholders and include: Text Alerts - Cardholders may elect to have text messages with information about their card balance or transactions sent directly to their cell phone On-Demand or Event Driven. Cash Back Merchant Rewards - Cardholders can opt into a cash back merchant Real Value for your rewards program that pays them for normal purchasing behavior. Employees. Interest Bearing Savings - Cardholders have access to an interest bearing savings account or “purse” in their account. Real Cost Savings for Bill Payment - Cardholders can pay their bills over the phone or Web portal. your Company. Portability - The rapid! PayCard is the employee’s private card account. Cardholder Issued Check - Cardholders can write a check for payment or receive 100% of their pay off their card. Allpoint® ATM Withdrawal - The rapid! PayCard is currently a member of the Allpoint ATM surcharge-free network access at more than 37,000 locations. Additional Methods to Access their Pay • POS Store Purchase (including cash-back, where available) • Request a Check • US Post Office Money Order • Electronic Transfer to a bank account for more information, visit www.rapidpaycard.com sales@rapidpaycard.com • 888.828.2270
  • 5. About Wright Express A Consultative Partner for Your B2B Payment Solutions Headquartered in South Portland, Maine, Wright Express is global provider of Fast Facts business payment processing and information management solutions. We issue • Publicly traded MasterCard® branded credit products through our wholly owned industrial bank, corporation Wright Express Financial Services Corporation. (NYSE: WXS) Technology First. Banking Follows. • $20+ billion in annual B2B payments To say your payroll and accounts payable department’s technology needs are basic • $390 million in may mean a missed opportunity to drive efficiencies and savings. In partnership 2010 revenue with our clients, we leverage technology to deliver payment solutions that meet your unique needs. We’re uniquely focused on delivering solutions for your • 350,000 customers commercial payment needs. We’ll take on the projects your traditional bank • Top 10 domestic issuer won’t touch. of commercial payment purchasing solutions • Industry leader in Service Philosophy innovative Single Use Account and AP Online. Offline. 24/7. You’ll benefit from multiple levels of support including a solutions dedicated relationship manager, account manager, “live” U.S.-based customer support, and a fraud team that constantly monitors your account for unusual activity or potential abuse. Don’t you deserve Fortune 500-level service? for more information, visit www.rapidpaycard.com sales@rapidpaycard.com • 888.828.2270