1. October 2009
"Revolutionising how donors and lenders in the US are
connecting with small entrepreneurs in developing
countries”
“Making microfinance easier...Kiva’s website is easy to use,
even for local Cambodian staff who haven’t used computers
that long”
Funding for Small
Businesses Through Kiva

2. 2
Microfinance Client ProfileMicrofinance Institution
Kiva.org
Online Marketplace
Social Investor
What is Kiva?
Kiva is an online platform that connects MFIs to social investors
Kiva allows MFI partners to raise 0% capital from
individual investors across the globe.

3. 3
What is Kiva?
Kiva is a significant new source of loan capital for MFI partners
Total Loan Capital Raised on Kiva to Date
Key Stats
• Size: Provided MFIs with over $95M+ in new loan capital since launch.
• Growth: $1M loans / 5K new lenders every week.
• User satisfaction: <10% of repaid loans withdrawn.
• Brand awareness: > 40K visit per day/ +100M brand impressions/ lenders
from over 150 countries.
Kiva allows MFI partners to raise
0% capital from individual
lenders across the globe.

4. 4
Who are Kiva Lenders?
Kiva is connecting everyday individuals to the microfinance industry
Who are Kiva Lenders?
• 500,000 individuals
 Average amount loaned: $120
• 100+ countries across the world
• 50% of Kiva lenders are above 40
• Only 9% of Kiva Lenders
consider themselves as being
“very knowledgeable” about
microfinance.

5. 5
Who are Kiva’s MFI partners?
Kiva currently is partnering with 103 MFIs in 49 countries
Geographical Disbursement of Current Kiva MFI partners
Nicaragua
Honduras
TogoSenegal
Bulgaria
Gaza
Uganda
Kenya
Tanzania
Cambodia
Mexico
Ecuador
Nigeria
Ghana
Mozambique
Ukraine
Afghanistan
DRC
Indonesia
Azerbaijan
Cameroon
Tajikistan
Bolivia
Haiti
R. Dominicana
Vietnam
Iraq
Peru
Paraguay
Guatemala
Sierra Leone
Pakistan
Nepal
Moldova
Lebanon
South Sudan
Bosnia
Costa Rica
El Salvador
United States
Armenia
Mongolia
Samoa
Philippines
Kyrgyzstan
Mali
Liberia Benin
Rwanda

6. 6
Who are the entrepreneurs?

7. 7
Who are the entrepreneurs?

8. 8
How does Kiva Support Itself?
Working towards self-sufficiency
1. “Tips” from loans
• 90%+ of lenders “tip”
1. Interest on “Float”
2. Donations
Kiva currently is ~70% self-sufficient – the
goal is to be 100% self-sufficient in 5 years.

9. 9
Kiva in the US
Why does Kiva work in the US?
 Need exists everywhere
Millions of small business in the US cannot access funding
Small businesses create growth in economy and provide
livelihood for many people
 Kiva’s mission is to be a truly global company:
people from any part of the world can participate
 Can have a larger impact than just providing capital
for MFIs:
Increase awareness about microfinance & need in the US
Source of referral for MFIs for potential clients
Growth of industry thanks to low cost capital

10. 10
Potential Opportunities through Kiva
How can Kiva support entrepreneurs on its site?
Kiva is about connections
 Increased awareness of internet by US entrepreneurs
 more connections between lender and borrower.
Opportunities for exposure through internet
Sharing experiences, lenders could be source of
advice/support
 Potential for market linkages
 Marketing Opportunities

11. 11
Kiva
Thank you for your time
Giovanna Masci
Regional Director – The Americas
giovanna@kiva.org
+1 (415)-358-7516
+1-(301)-706-2648
Please visit our website at
www.kiva.org