1. Company under the security code “BRIT” in the Main Investment
Market Segment (“MIMS”). As a matter of policy, the CMA
assumes no responsibility for the correctness of any statements or
opinions made or reports contained in the Prospectus. Approval of
the Offer and/or Listing is not to be taken as an indication of the
merits of the Company or of the Offer Shares.
British-American Investments Company (Kenya) Limited
(Formerly Britak Investments Company Limited) (“the Advisers to the Issuer
Company”) Joint Lead Transaction Lead Sponsoring Broker
Advisors
(Incorporated in Kenya on 26 July 1995 under the Companies Act KPMG Kenya Standard Investment Bank
(CAP.486), Registration Number C.66029) And And
NIC Capital Limited Kestrel Capital(East Africa)
Abridged prospectus in respect of Receiving Banks Legal Advisor
An Offer for subscription by British-American Investments
Equity Bank Limited Daly & Figgis Advocates
Company (Kenya) Limited of 650,000,000 ordinary shares of par
And
value KES 0.10 each at an Offer price of KES 9.00 per share (The
Standard Chartered Bank Kenya
“Offer Shares”) constituting a Public Offer of 30.23% of the issued
Limited
ordinary shares of the company on the Main Investment Market
Reporting Accountant Registrar
Segment of the Nairobi Stock Exchange (“NSE”).
PricewaterhouseCoopers Image Registrars Limited
This abridged prospectus is issued in compliance with the Capital Media Communication Agency Public Relations
Markets Act, (Cap 485A) and the Capital Markets (Securities) Scanad Kenya Limited Hill & Knowlton East Africa
(Public Offers, Listing and Disclosures) Regulations 2002. Limited
Important Notice Features of the Offer
Timetable for the Offer
This document is an Abridged Prospectus inviting the public to Activities Completion details Dateate
apply for an offer for Subscription (‘Offer’) in the share capital of
British-American Investments Company (Kenya) Limited (‘the 1 Offer Opening and launch 12 July 2011
Company’). If you are in doubt as to the meaning of the contents of
this abridged Prospectus or as to what action to take, please consult 2 Offer Closing and last date and time for 5 August
your investment bank, financial advisor, stockbroker or other acceptance and payment for New Shares 2011
professional advisor, duly authorised under the Capital Markets Act, 3 Allotment and announcement of the Offer 19 August
who specialises in advising on the acquisition of shares and other results 2011
securities. 4 Commencement of electronic crediting of 22 August
CDS accounts and issuance of share 2011
The Company has published a prospectus as required by section
certificates to Authorised Selling Agents
6(1) of The Capital Markets (Securities) (Public Offers, Listing and
5 Commencement of payment of Refunds 22 August
Disclosures) Regulation 2002 (as amended in 2008), as well as the
through Electronic Funds Transfer or Refund 2011
rules and regulations made hereunder and the Rules of the Nairobi
Cheques
Stock Exchange. A copy of the Prospectus and the Application
Form together with the documents required by Section 43 of the 6 Deadline for crediting of the CDS Accounts 26 August
Companies Act to be attached hereto, have been delivered to the 2011
Registrar of Companies at the Attorney General’s Office for 7 Listing and Commencement of Trading (two 30 August
registration and to the Capital Markets Authority for approval. The weeks after allotment) at the NSE 2011
Prospectus and the Shares Application Forms are available at
the offices of the Authorised Selling Agents listed in this Reasons for the Offer
document. Prospective investors should read the prospectus in full The Board continues to focus very closely on the strategic areas that
to obtain a complete appreciation of the matters contained therein the Group should pursue in order to optimise shareholder value. In
before making any decision. this respect, the existing shareholders and the Board have resolved
to raise additional capital through an IPO which will facilitate the
Group’s growth by financing the specific strategies and
If you wish to apply for shares in terms of the offer for sale then you opportunities identified by management.
must complete the procedures for application and payment set out in
Section 1.19 of the prospectus.
Application has been made to the Capital Markets Authority
(“CMA”) and approval has been granted for the public offering and
listing of the ordinary shares of the Company on the Nairobi Stock
Exchange (“NSE”). Subject to compliance with the NSE Listing
Rules, the NSE will admit listing of the ordinary shares of the
1

2. The proceeds of the Offer are expected to be utilised as follows: • Large-scale expansion of the insurance market in Kenya and the
Use of Funds Amount in KES region, leveraging on innovative products such as micro-
(Mn) insurance, distribution channels including bancassurance and
Regional expansion 1,000 well established strategic alliances with Equity Bank and
Development and expansion of operations 1,280 Housing Finance. Combined market penetration for the
in the Core Kenyan market insurance industry is currently only 2.8% in Kenya. This
Property development 2,500 compares to 12.9% in South Africa, 7.1% in Namibia and 5.2%
Redemption of debt 750 in Mauritius;
Expenses of the Offer 320
• Potential for significant further organic growth of the existing
Total 5,850
insurance and investment management business based on
existing competencies and drivers;
Key Offer Statistics
Details Statistics • Focus on cross-selling of general insurance to life policy
Offer Price per Offer Share KES 9 holders and between investment and insurance clients;
Par value of each Offer Share KES 0.10
Total number of Offer Shares 650,000,000 • Large scale investment in land and property development,
Total number of shares post offer assuming full 2,150,000,000 including both commercial buildings and affordable housing.
subscription This will be allied to the provision of innovative financial
products to assist potential homeowners; and
Gross proceeds from the Offer KES
5,850,000,000 • Collective Investment Schemes - expansion of existing unit
Estimated net proceeds received by the KES trust offerings to include an array of structured funds including
Company 5,550,000,000 international and real estate funds
Dividend per share(“DPS”) for the twelve (12) KES 6.67
month period ended 31 December 2010 before Trusted, blue-chip brand, strong heritage and market leader
share split • Continuous presence in the Kenyan market since 1965;
Dividend per share (“DPS”) for the twelve (12) KES 0.13
month period ended 31 December 2010 after • Predominantly Kenyan owned;
share split
Earnings per share (“EPS”) for the twelve (12) • Track record of steady growth driven by experienced local
KES 90.46 management team and directors;
month ended 31 December 2010 before share
split • Strong balance sheet and steady cash flow growth;
Earnings per share (“EPS”) for the twelve (12) KES 1.81
month ended 31 December 2010 after share split • Market leader for Ordinary Life business with 25.2% market
Implied PE (historical) based on the EPS for the 4.97 share in 2009; and
twelve (12) month period ended 31 December
• A leading provider of composite insurance in the Kenyan
2010
market.
Eligibility to Participate in the Offer
Key investment themes1 The offer consists of four (4) categories as follows:
The acquisition of a stake in British-American represents an i) Employees, Agents and Individual Life Policy Holders
attractive investment opportunity offering the following:
Employee: Any person who is an employee of the Group
Profitable and cash generative business during the Offer period.
• British American Insurance Company ( “The Insurance Agent: Any person who is contracted as an agent to sell the
Company” ) is one of the most profitable in terms of Products of the Group during the Offer period.
underwriting in the Kenyan insurance market; and Individual life policy holder: Any person who holds an
individual life policy with the Insurance Company.
• The Insurance Company posted the highest net premium
income and second highest gross investment return in the life ii) East Africa Retail Investors
insurance sector in 2009;
In relation to an individual, means a natural person who is a
Exciting growth opportunities citizen of an East African Community Partner State; and in
relation to a body corporate, means a company incorporated
• Geographical expansion into Tanzania, Rwanda and South under the Companies Act of Kenya or such similar statute of an
Sudan to complement the expansion into Uganda which has East African Community Partner State in which citizens of an
already commenced; East African Community Partner State or the Government of an
East African Community Partner State have beneficial interest
in one hundred per centum of its ordinary shares for the time
being or any other body corporate established or incorporated in
an East African Partner State under the provisions of any
1
Market Statistics sourced from AKI Insurance Industry Annual Report 2009 written law.
2

3. iii) Qualified Institutional Investors
Means Collective Investment Schemes licensed by the Capital
Terms and Conditions of Application of Offer Shares
Markets Authority under the Capital Markets Act, Investment
Applicants should read carefully the terms and conditions of
Banks licensed by the Capital Markets Authority under the
application of offer shares as set out in section 1.19 of the
Capital Markets Act, schemes licensed by the Retirement
Prospectus as well as the general guidelines for the completion of
Benefits Authority under the Retirement Benefits Act (No 3 of
the Application Form as provided in the British-American
1997) and Insurance Companies licensed by the Commissioner
Investment Company (Kenya) Limited IPO Application Form. .
of Insurance under the Insurance Act (Cap 487) of the Laws of
Kenya; Collective Investment Schemes and Pension Funds
Payment for Offer Shares in excess of KES 1,000,000 must be
registered under the Capital Markets Authorities and
effected by RTGS to the Receiving Bank provided that the
Retirement Benefit Authorities of East African Community
Applicant completes the relevant section of the Application Form.
Partner States; Institute Nationale De Securite’ Social (INSS)
EFT and RTGS payments should be made to (XX), SWIFT Code
of Burundi, National Social Security Fund (NSSF) of Rwanda,
(XX), and Account No. (XX), Account Name: “BRIT IPO”,
National Social Security Fund (NSSF) of Uganda, National
Reference: Application Form Number (XX).
Social Security Fund (NSSF) of Tanzania and Parastatals
Pension Fund (PPF) of Tanzania.
Information on the Issuer
iv) Foreign Investors Incorporation
Foreign Investors means any person who is not an East British-American Investments Company (Kenya) Limited
African Retail Investor or Qualified Institutional Investor. (Formerly Britak Investments Company Limited) was incorporated
in Kenya on 26 July 1995 as a private company under the
Companies Act (Cap.486), Registration Number C.66029.
Allocation Policy
The Company wishes to achieve a balanced distribution of the Shareholding structure pre/post IPO
Offer Shares between institutions, companies and individual The table below sets out the shareholding structure prior to the offer
members of the public in addition to ensuring that Employees, and anticipated structure after the issue.
Agents and Individual Life Policy Holders of the Group have
the opportunity to participate in the Offer. Shareholder Current Current Post IPO
Number of Shareholding Sharehol
shares ding
Category Number of % of Offer
Offer Shares Shares
Employees, Agents and 19,500,000 3% British American 452,504,000 30.17% 21.05%
(Kenya) Holdings
Individual Life Policy Holders Limited
East African Retail Investors 195,000,000 30% Equity Holdings 405,000,000 27.0% 18.84%
Qualified Institutional Investors Limited
240,500,000 37%
Jimnah M. Mbaru 300,000,000 20.0% 13.95%
Foreign Investors 195,000,000 30%
Benson I. Wairegi 99,496,000 6.63% 4.63%
Total 650,000,000 100%
Filimbi Limited 90,000,000 6.00% 4.19%
Peter K. Munga 75,000,000 5.0% 3.49%
Minimum and Maximum Application Size
James N Mwangi 75,000,000 5.0% 3.49%
There is no maximum Application size by any one Applicant. The
Simon I.Wairegi 3,000,000 0.20% 0.14%
minimum Application sizes are as follows:
IPO Shares 650,000,000 - 30.23%
Investor Category Minimum Thereafter in
Subscription Size multiples Total 2,150,000,000 100% 100%
Employees, Agents and 2,000 100
Individual Life Policy
Holders
East African Retail Investors 2,000 100
Qualified Institutional 10,000 1,000
Investors
Foreign Investors 10,000 1,000
3

4. services landscape built up over more than four decades; and a deep
The Company’s Board of Directors understanding of the needs of our customers and business partners.
Name Position Nationality Leveraging on its expertise and position as a market leader, and the
Mr. Benson Irungu. Wairegi Group Managing Kenyan distribution infrastructure of its strategic partners Equity Bank and
Director Housing Finance, the Insurance Company has played a pivotal role
in the development of bancassurance and micro-insurance in the
Mr. James Njuguna Mwangi Non Executive Director Kenyan
Kenyan market and this has supported the growth of its insurance
Mr. Jimnah Mwangi Mbaru Non Executive Director Kenyan business and the wider market. Through the development of
innovative new products distributed through the above network, it
Mr. John Nicholas Ashford Chairman British
Hodges seeks to fundamentally redefine the scale and scope of the insurance
sector in Kenya and the wider region, and establish micro-insurance
Mr. Peter Kahara Munga Non Executive Director Kenyan as the next major growth segment in the insurance market.
Asset Management Company
British-American Investments Company (Kenya) Limited (the
“Group”) The principal activities of Asset Management are the provision of
Business Overview investment advisory and unit trust and asset management services.
From its inception in 2004, Asset Management has grown to
The Group is one of Kenya’s leading financial services providers, become one of the market leaders in Kenya, with funds in excess of
with operations in life insurance, health insurance and KES 17 billion under management as at 31 December 2010. Asset
property/casualty insurance products as well as unit trust and asset Management had the largest market share (32.7%) of Unit Trusts as
management services. The Group’s insurance business has the at end of December 20105. In terms of discretionary funds under
largest individual life business in Kenya with a market share of management it was ranked among the top ten as at 30 June 20106.
25.2% in 20092. The Group’s core business is carried out through its
three wholly beneficially owned subsidiaries namely; Strategic Equity Investments
• British-American Insurance Company (Kenya) Limited British-American also holds strategic equity investments in Equity
(“Insurance Company”); Bank and Housing Finance.
• British-American Asset Managers Limited (“Asset Equity Bank is a licensed commercial bank with a significant
Management”); and presence in Kenya and subsidiaries in Uganda and South Sudan.
Equity Bank has also obtained a license to commence business in
• Britam Insurance Company (Uganda) Limited (“Britam”) Rwanda. Equity Bank has evolved from a Building Society to one
which commenced underwriting insurance business in Uganda of the largest publicly listed companies in Kenya and has the largest
in 2010. customer base among commercial banks in the country. It is also
In addition, the Group holds an 11.05% strategic equity investment one of the most highly capitalised banks in the region and has
in Equity Bank Limited (“Equity Bank”), one of the largest and received both local and global accolades for its unique and
fastest growing banks in Kenya and the region. The Group also transformational financial model. The bank is credited with
holds a 16.57% equity stake in the Housing Finance Company of extending banking services to a larger demographic through its
Kenya Limited (“Housing Finance”), one of the largest mortgage accessible and flexible microfinance service provision.
finance providers in Eastern Africa. Housing Finance is one of the largest mortgage finance providers in
the East African region. For over forty-five years, Housing Finance
Insurance Company has been providing its customers with access to mortgage finance
The Insurance Company underwrites a full range of life and non-life for the acquisition, development and improvement of property.
insurance risks. It is the largest underwriter of individual life Housing Finance has therefore played a key role in enabling
insurance business and also the second largest underwriter of Kenyans to build, buy and own their homes. It seeks to continue
combined life business (Group Life, Ordinary Life, Unit-Linked along this path with a greater emphasis on low to middle income
Life and Deposit Administration) in Kenya3. housing solutions.
The General Insurance Business has grown significantly in recent Financial Summary
years, reaching a premium income of KES 1,659 million in 20104. Group Audited Balance Sheet
Over its long-standing presence in the Kenyan market, the Insurance 2010 2009 2008 2007 2006
Company has established a strong, trusted brand in the East African KES’000 KES’000 KES’000 KES’000 KES’000
insurance industry. Its success has been based on a number of Shareholders’
factors including a large, high calibre sales force (the largest in the funds 10,569,980 5,207,098 6,447,466 5,738,854 1,366,051
Kenyan market); wide and innovative distribution channel through Total liabilities 14,791,937 11,108,709 8,630,190 6,488,189 5,428,140
bancassurance; experienced and dedicated directors and Total assets 25,361,917 16,315,807 15,077,656 12,227,043 6,794,191
management team; an in-depth knowledge of the Kenyan financial
2
AKI Insurance Industry Annual Report 2009 (this is the most current year for which
industry information is available) 5
3
Report of the Insurance Regulatory Authority 2009 Published Accounts and Joint Lead Transaction Advisors Analysis
4 6
Annual Report and Financial Statements of the Insurance Company 2010 RBA and Management Information
4

5. The Group had shareholders funds in excess of KES 10.5 billion as Forecast financial performance for the year ending 31
at 31 December 2010 (KES 5.2 billion in 2009) and the Group’s December 2011
total assets amounted to KES 25.4 billion (KES 16.3 billion in Forecast
2009). This represents tremendous growth from shareholders funds 31-Dec-11
of KES 1.3 billion and total assets of KES 6.8 billion in 2006
KES’000
without any injection of fresh capital.
Gross earned premiums 5,541,244
Group Audited Profit and Loss Account Less: reinsurance premium ceded (839,888)
2010 2009 2008 2007 2006
Net earned premiums 4,701,356
KES’000 KES’000 KES’000 KES’000 KES’000
Fund management fees 294,371
Gross earned
premiums 4,333,428 3,782,606 3,167,289 2,509,775 2,018,213 Net earned premiums and management fee 4,995,727
Less: Investment income 1,759,736
reinsurance
Commissions earned 194,456
premium ceded (674,672) (504,552) (376,378) (501,311) (385,426)
Other income 113,032
Net earned
premiums 3,658,756 3,278,054 2,790,911 2,008,464 1,632,787 Net income 7,062,951
Fund Claims and policy holder benefits payable 3,486,881
management
fees 195,852 118,404 153,683 150,666 68,313 Less: amount recoverable from reinsurers (424,048)
Net earned Net claims payable 3,062,833
premiums and
management Operating and other expenses 1,716,341
fee 3,854,608 3,396,458 2,944,594 2,159,130 1,701,100 Commissions payable 1,115,107
Investment 2,831,448
income 4,684,634 196,169 509,137 2,492,568 1,109,349
Profit before income tax 1,168,670
Commissions
earned 209,514 176,739 196,611 160,986 102,910 Income tax expense (140,532)
Other income 220,439 32,135 35,105 37,317 18,454 Profit for the year after tax 1,028,138
Net income 8,969,195 3,801,501 3,685,447 4,850,001 2,931,813 Other comprehensive income 945,895
Claims and Total comprehensive income 1,974,033
policy holder
benefits payable 4,084,669 2,134,171 1,718,322 1,571,564 1,578,183
Less: amount
recoverable
from reinsurers (266,562) (160,676) (156,268) (154,502) (141,610)
Net claims
payable 3,818,107 1,973,495 1,562,054 1,417,062 1,436,573
Operating and
other expenses 1,316,822 1,222,876 921,790 695,205 595,329
Commissions
payable 960,677 939,464 861,536 625,556 413,546
2,277,499 2,162,340 1,783,326 1,320,761 1,008,875
Profit before
income tax 2,873,589 (334,334) 340,067 2,112,178 486,365
Income tax
expense (159,805) (86,789) (97,500) (83,946) (42,066)
Profit for the
year after tax 2,713,784 (421,123) 242,567 2,028,232 444,299
Dividends
proposed/paid 200,000 120,000 120,000 120,000 60,000
5

6. Key Risks Licensed Investment Banks
As with all investments, investors should be aware that there are 3240000/2227803
some risks associated with an investment in the Company as set out shares@dyerandblair.com info@standardstocks.com
in the list below. These risk factors (and associated mitigating
factors) are explained more fully in the prospectus.
1. Insurance risk: The risk under any one insurance contract is the
possibility that the insured event occurs and the uncertainty of Faida Investment Bank Suntra Investment Bank Ltd
amount of the resulting claim. 1st Floor, Windsor House, 10th Floor, Nation Centre, Kimathi
2. Market risk: Refers to the potential impact on earnings of University Way Street
unfavourable changes in the market driven variables. PO Box 45236, 00100, Nairobi. PO Box 74016, 00200, Nairobi.
3. Competition risk: Intense competition in the insurance sector Tel: 2243811-13 Tel: 2870000
and fund management sector could impact adversely on growth
info@faidastocks.com info@suntra.co.ke
and profitability of the Group.
4. Credit risk: Risk that one party to a financial contract will cause
a financial loss to the other party by failing to discharge an Licensed Stockbrokers
obligation.
ABC Capital Ltd Kestrel Capital (E.A) Ltd
5. Operational risk: Risk associated with human error, an
5th Floor, IPS Building, Kimathi 5th Floor, ICEA Building,
inadequate information system, technology failures, and breach
in internal controls, fraud, inadequate training, unforeseen Street Kenyatta Avenue
catastrophes and other operational problems that may be PO Box 34137, 00100, Nairobi. PO Box 40005, 00100, Nairobi.
encountered within the operating system. Tel : 2246036/2245971 Tel: 2251758/2251893
6. Information risk: Information risk raises the possibility of harm headoffice@abccapital.co.ke info@kestrelcapital.com
being caused to a business as a result of a loss of Afrika Investment Bank Ltd Kingdom Securities Limited
confidentiality, integrity or availability of information. 9th Floor, Finance House, Loita Street 5th Floor Co-operative House,
7. Underwriting risk: Relate to the uncertainty that at the inception
PO Box 11019, 00100, Nairobi. Haile Selassie Avenue
of a contract, the ultimate amount of cash flow from premiums,
commission, claims and claim settlement expenses Tel: 2210178/2212989 PO Box 48231- 00100, Nairobi.
Tel : 3276000
Prospective investors should read the prospectus in full to obtain a info@afrikainvestmentbank.com info@kingdomsecurities.co.ke
complete overview of the risks involved before making any Apex Africa Capital Limited NIC Securities Ltd
investment decision. 4th Floor, Rehani House, Koinange NIC House, Masaba Road
Street PO Box 63046, 00200, Nairobi.
List of Authorized Selling Agents P.O. Box 43676, 00100, Nairobi. Tel: 2016482/3
British-American has appointed specific Authorised Selling Agents Tel: 2242170/2220517
in connection with the Offer. These Authorised Selling Agents
invest@apexafrica.com invest@nic-capital.com
have signed agency agreements with British-American which
contain various terms and conditions that each Authorised Selling Licensed Stockbrokers
Agent is required to comply with. These Authorised Selling Agents Drummond Investment Bank Ltd Reliable Securities Limited
with regard to British-American IPO are as indicated below. 2nd Floor, Hughes Building, Kenyatta 6th Floor, IPS Building, Kimathi
Licensed Investment Banks Avenue, PO Box 45465, 00100, Street
African Alliance Ltd NIC Capital Ltd Nairobi. PO Box 50338, 00200, Nairobi.
1st Floor, Trans-national Plaza NIC House, Masaba Road Tel: 318690/318689 Tel:2241350/4/79
Mama Ngina Street PO Box 44599, 00100, Nairobi. Info@drummond.com info@reliablesecurities.co.ke
PO Box 27639,00506 Nairobi Tel: 202888000
Tel: 2762000/2762557 Genghis Capital Ltd Sterling Investment Bank Ltd
securities@africanalliance.co.ke info@nic-capital.com 5th Floor, Prudential Building, 11th Floor, Finance House, Loita
Wabera Street Street
CFC Stanbic Financial Services Renaissance Capital (Kenya)
P.O Box 1670-00100, Nairobi. P.O. Box 45080, 00100, Nairobi.
CFC Stanbic House Ltd
Tel : 2337535/36 Tel: 2213914/244077
2nd Floor, CFC Centre, Chiromo 6th Floor, Purshottam Place,
info@gencap.co.ke info@sterlingstocks.com
Road, PO Box 47198, 00100 Chiromo Road
Nairobi. Tel:3638900, PO Box 40560-00100 Nairobi.
cfcfs@cfcgroup.co.ke Tel : 3682000/3754422
Dyer & Blair Investment Bank Standard Investment Bank Ltd
Ltd 16th floor, ICEA Building,
10th Floor, Loita House, Loita Kenyatta Avenue
Street PO Box 13714, 00100, Nairobi.
PO Box 45396, 00100, Nairobi. Tel: Tel: 2228963/2228967
6

7. Commercial Banks
Note: That all British-American branches will also collect all the
Barclays Bank of Kenya Ltd* Chase Bank Limited* duly filled forms and forward them to Joint Transaction Advisers
Barclays Plaza, Loita Street Riverside Mews, Riverside for processing. The duly filled Application Form can be dropped at
PO Box 30120-00100 Nairobi Drive the following British-American Branches:
Tel: +254 20 P. O. Box 66015 -00800,
British-American Branches
3267000/313364/2241270 Nairobi
Tel : +254-20- 2774000, NAIROBI 1
HOME OFFICE
2244035
Britak Centre Mr. George Kimondo
Email: bbl.contact- Mara/Ragati Road Junction Branch Manager
centre@barclays.com Email : info@chasebank.co.ke Upper Hill Ambank House, 10th Floor,
Commercial Bank of Africa Limited Consolidated Bank of Kenya PO Box 30375, 00100 Nairobi University Way
Tel: (020)2833000/2710927 PO Box 46942-00100 Nairobi
Mara and Ragati Roads, Upper Hill Limited Fax: (020)2717626/2714927 Tel: (020)2226998/2223287
P. O Box 30437 00100 Nairobi Consolidated Bank House, E-mail: british-american@british- Fax: (020)2224691
Tel: +254 20 2884000/ 2734555 Koinange Street american.co.ke E-mail: nairobi1@british-
Fax: +254 20 2734616 P.O. Box 67124-00200, Nairobi Website: www.british-american.co.ke american.co.ke
Tel: +254 20 2222051/2220175
Fax: +254-020-340864 WESTLANDS NAIROBI 3
Email: inqueries@cba.co.ke Email: koinange@consolidated- Mr. George Karanja Mr. Joseph Waithaka
bank.com Branch Manager Branch Manager
Equity Bank Ltd* Family Bank Soin Arcade, Westlands Phoenix House, Kenyatta
PO Box 20480-00200 Nairobi Avenue
Equity Centre, Hospital Road Fourways Tower, Muindi
Tel: (020) 3744393/3750730 PO Box 20664-00200 Nairobi
PO Box 75104-00200 Nairobi Mbingu Street, Fax: (020) 3743628 Tel: (020)2224153/2224312
Tel: +254-20 2262000/2263000 P.O Box 74145 – 00200, E-mail: westlands@british- Fax: (020)2217071
Nairobi american.co.ke E-mail: nairobi3@british-
american.co.ke
Tel: +254 20 318173/318940
Fax: +254 20 318174
Email: info@equitybank.co.ke Email: info@familybank.co.ke
National Bank of Kenya Limited* NIC Bank Limited*
NAIROBI 4 NAIROBI 5
National Bank Builiding NIC House, Masaba Road
Harambee Avenue Mr. Timothy Rintari Ms Njeri Njomo
P. O Box 44599-00100, Branch Manager Branch Manager
P.O. Box 72866 00200-City Square,
Nairobi Nairobi Timau Plaza, Arwings Kodhek Road Ambank House, 19th Floor,
Tel: +254 20 2828000 Tel: +254 20 2888000 PO Box 21428-00505 Nairobi University Way
Fax: +254 20-311444/222304 Tel: (020) 3860453/4/9 PO Box 46942-00100 Nairobi
Fax:+254 20 2888505
E-Mail: info@nationalbank.co.ke Fax: (020) 3860452 Tel: (020) 2741030
Email: info@nic-bank.com
E-mail: nairobi4@british- Fax: (020)2741012
Standard Chartered Bank Kenya Limited* american.co.ke
Chiromo, 48 Westlands Road E-mail: nairobi5@british-
P.O. Box 98683-80100, Nairobi
Tel:+254 20 329 300 EMBU
Mr. Bernard Mwanzia THIKA
Email: info@sc.com Branch Manager
Mr. Milton Wambugu
Consolidated Bank Building, Kenyatta
Branch Manager
Highway
Thika Arcade, Kenyatta
PO Box 1668-60100 Embu
Avenue
Tel: (068) 31839/31458
PO Box 1487-01000, Thika
Fax: (068) 31864
Tel: (067) 21866/22768
Fax: (067) 22794
E-mail: embu@british-american.co.ke
E-mail: thika@british-
american.co.ke
7

8. NYERI MERU
Mr. James Githaiga B.Ed C.O.P. Mr. Richard Wanyiri
Branch Manager Branch Manager
Co-operative Bank Building, Kenyatta Cooperative Bank House, Kenyatta
Road Highway
PO Box 16-10100 Nyeri PO Box 1224-60200 Meru
Tel: (061) 2032154 Tel: (064) 32434
Fax: (061)2032764 Fax: (064) 31312
E-mail: nyeri@british-american.co.ke E-mail: meru@british-
american.co.ke
NAKURU KISUMU
Ms. Jacqueline Kitinga Mr. Evans Musunzar
Branch Manager Branch Manager
CK Patel Building, Kenyatta Avenue Jubilee House, Oginga Odinga
PO Box 304-20100 Nakuru Road/Ang’awa Avenue
Tel:(051) 2212200 PO Box 1111-40100 Kisumu
Fax: (051) 2217260 Tel: (057) 2024981
E-mail: nakuru@british- Fax: (057) 2024547
american.co.ke mailto: E-mail: kisumu@british-
american.co.ke mailto:
ELDORET
KISII Mr. David Maizs
Mr. George Magomere Branch Manager
Branch Manager Imperial Court Building,
Uhuru Plaza, Kisii/Kisumu Road Nairobi Road
PO Box 252-40200 Kisii PO Box 1117-30100 Eldoret
Kisii Tel: (053) 2030770
Tel: (058) 30555 Fax: (053)2062914
Fax: (058) 30488
E-mail: kisii@british-american.co.ke E-mail: eldoret@british-
american.co.ke
MOMBASA
Mr. Charles Muriithi BSc
Branch Manager
Biashara Bank Building, Nyerere
Avenue
PO Box 9013-80100 Mombasa
Tel: (041) 22228602/2220321
Fax: 041 2223558
E-mail: mombasa@british-
american.co.ke
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