Crypto payment gateway introduction. Software for Crypto Payment Service Providers - ON-PREMISES WHITE LABEL SOFTWARE 4-in-1 Software Product Crypto Processing for PSPs and EMIs Add cryptocurrency operations for your fiat users via API Instant Crypto Exchange and Business Wallet For receiving, storing, exchanging and sending Fiat-to-Crypto Transactions Gateway Instant cryptocurrency selling by Visa/MC Solution for Crypto Payment Service Providers

1. Cryptocurrency processing
Platform for operations with crypto
SOFTWARE SOLUTION
by OLEGS SJÖSTRÖM

2. You need a technical solution
for operations with crypto
Development from scratch is not an option
○ Months-to-years development cycle
○ Lack of developers with expertise on the market
○ Unpredictable costs
SAAS solutions has their drawbacks
○ You have no access to source code
○ Customization options are limited
○ SAAS owners have their cut from your income

3. Cryptocurrency market is growing
● Mass adoption and institutional behemoths marks the rapid grows of the market
● Starting with high-risk, many industries are paying attention to operations in crypto
● Many new companies come to crypto processing market, but the window is still open

4. WhiteFlo software solution
and even more
● You have unlimited access to the source code, the software is hosted on your servers
● Our team is at your service for any customizations and integrations
● Straight-forward setup fee. No hidden fees, no restrictions
We offer a product, which is
Ready for implementation -
start using it in a week
Don’t asks for technical team -
we provide constant support
Safe - we have thought out
all security questions

5. 4-in-1 product
1. Crypto Processing for PSPs and
Neobanks via API
2. Instant Crypto Exchange for end
users
Includes crypto and fiat deposits to user’s
account, currency exchange and withdrawals
3. Crypto Acquiring for e-shops
4. Cryptocurrency selling by
Visa/MC payments

6. Crypto Processing via API
You are PSP or Neobank that wants to provide your users option to operate with crypto. You install WhiteFlo
software solution and via API:
● Top-up user’s account with crypto
○ By depositing crypto from user’s private wallet
○ By purchasing crypto with Visa/MC payment
● Make instant exchange, crypto->crypto, crypto<->fiat
● Make withdrawals of crypto to private wallets

7. Instant Crypto Exchange
You want to provide the service selling and exchange of crypto to end users. WhiteFlo software solution web
app provides your users with client’s area with the following functions:
● Registration and KYC process
● Deposits
○ Deposit crypto to user’s account. Blockchain address generation for incoming funds
○ Top up user’s account with fiat by Visa/MC or wire transfer
● Make instant exchange, crypto->crypto, crypto<->fiat
○ Extended commission rates management
○ No currency rate risk: integrated with Binance, you can make instant deals on the spot market
covering user’s requests for exchange
● Make withdrawals
○ Crypto withdrawals to user’s private wallet. Directly from your hot wallet, or automatically from
Binance account (confirmation in Binance account is required)
○ Request for fiat (SEPA/SWIFT) withdrawals

8. Crypto Acquiring
You have merchants that wants to sell their product for crypto. Install WhiteFlo and get the following:
Widget for merchant’s website
● Converts fiat amount of purchase to cryptocurrency (at the current exchange rate plus your fee)
● Generates blockchain address for receiving crypto from the client
● Displays status of the purchase - pending, paid, partially paid
Merchant’s area in the web app
● Transactions history
● Widget’s API keys management
● Exchange and withdrawal options, similar to the described above

9. Cryptocurrency selling by Visa/MC payments
If your intention is to sell crypto to users by Visa / Mastercard payments, we have separate workflow for it.
● User selects what cryptocurrency he wants to purchase and for what sum in fiat
● Backend provides him with the currency rate (received from exchange, plus your commission) and
amount in crypto for purchase
● User enters his private wallet blockchain address and Visa/MC card data
● After confirmation of payment the outgoing transaction in crypto is initiated

10. Roadmap
“Buy crypto with MC/Visa card”
prototype
Operations with Bitcoin blockchain
Crypto acquiring functionality
developed and tested
Deposits functionality developed
3rd party KYC integration
User Balances and Exchange
functionality added
B2B API functionality added
Added cryptocurrencies ETH, USDT
(erc-20), USDT (trc-20)
Integration with Binance for instant
Exchange and Withdrawals
functionality
Integration with 3rd party exchange
for Deposits functionality
User area UI v2 development
P2P transactions for platform users
Multisig/MPC and custody services
development
Staking development
New cryptocurrencies integration
2021 2023
2022

11. Our clients

12. Cooperation model and costs
Fixed price setup. Includes:
● Installation of software on your server
● Configuration of integrated 3rd party services
● Documentation and instructions for your internal technical team (if any)
● Licence allows you to make modifications to source code
Hourly rate for customization and support on demand:
● Integration of new 3rd party services
● New features development
● Technical support, customization and tweaks

13. Why us
● Experienced team: 10+ years in Fintech, 5+ years in
crypto
● Deep in the crypto and high-risk industry. We know how
the things should be done
● Additional services via our partners:
○ EMI/Crypto licences
○ Legal support
○ Assistance in opening of bank accounts
○ Open banking solutions and integrations

14. Summary
WhiteFlo solution is
Faster and cheaper
than other options
Professional team to
implement any features on
demand
Open code, freedom to
change technical
partner

15. About WhiteFlo
WhiteFlo is a product made with deep understanding of blockchain technologies and financial markets. It’s
aimed to respond on the demand for a quality, effective solutions for operations with crypto on the growing
international market.
Apart from selling standalone version of software, WhiteFlo as a company plays the role of technical partner
and co-founder in crypto operation businesses, deeply integrates in the operational business and taking
responsibility of all technical processes of the joint company.
WhiteFlo is founded by AXIOMA, software development company with 13 years on the market.

16. OLEGS SJÖSTRÖM
Phone: +46 (0) 7 69 132 042
Contact WhiteFlo
http://whiteflo.com
olegs@whiteflo.com