Expense Management Solution by CINQO. Handle reimbursements seamlessly.

1. The future of tax-free employee perquisites
and corporate reimbursements.
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2. WHAT IS CINQO?
MEAL VOUCHERS
MEDICAL VOUCHERS
GIFT CARDS
FUEL | Travel | Petty Cash
and other REIMBURSMENTS
Exclusive Offers
BUSINESS EXPENSE
MANAGEMENT
AND MORE …
Employee Benefits Expense
Management
Rewards &
Recognition

3. WHY CINQO
EASY TO USE 100% PAPERLESS RBI & IT COMPLIANT
TAX SAVINGS HASSLE-FREE
PAYMENTS
LIMITLESS ACCESS
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4. EXPENSE MANAGEMENT
Problem| Solution | Benefit
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5. CURRENT STYLE OF HANDLING REIMBURSEMENTS
EXPENSE MANAGEMENT
EMPLOYEES
 Limited network
 Wastage of unused &
non-refundable vouchers
 Exact change can’t be
rendered
 Misplacement
MERCHNTS
 Prolonged reimbursement
 Tedious to handle
 Bearing additional costs
of logistics, handling
and storage
Physical records of the bills need to be
maintained for 7 years for which separate
storage facilities need to be used
Employees
Submit bills to HR
HR manually verifies them
and approves/disapproves
Finally they
Reimburse the employees
All these bill submissions
Normally occur during the end of the financial year,
flooding the HR teams with bills
HR needs to keep tabs
of reimbursement given in
every category
No streamlined
process available
for the same
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6. ADVANTAGES OF CINQO EXPENSE MANAGEMENT
 Paperless Reimbursements
 One-tap reimbursement approval
 Customized reimbursement
categories
 No more Storage
 Control where the employee can
spend his cash
 Convenient Web Dashboard
No more handling
paper bills
Transaction history
available on app
Expense tracking
Get credits directly
in the app
 Medical
 Travel
 Business
reimbursements
 Custom categories
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EMPLOYERS EMPLOYEES
REIMBURSEMENT
CATEGORIES
SUPPORTED

7. VARIOUS WAYS TO USE CINQO
PREPAID CARD
MOBILE APP
ZERO WASTAGE of time, money, effort at merchant establishments
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8. TRACTION IN INDIA
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Sign Up No. of Employees
DDI 20
Time Zone 10
Bhuta Shah LLP 15
Shoppers Stop 350
Ricoh India Ltd 220
UBM India 25
Pilot
Mankind Pharma 10
Aeon Credit Services 9
BlueStar Diamond 5
PAMAC 5
Inventia 4
DY Works 3
DTDC 5

9. EMPLOYEE BENEFITS
Problem | Solution | Advantages
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10. Problems faced due to Paper Based
Meal Vouchers
 High logistics cost
 Challenge of storage
& distribution
 Time consuming
 Loss of vouchers
 Limited network
 Wastage of unused &
non-refundable vouchers
 Exact change can’t be
rendered
 Misplacement
 Prolonged reimbursement
 Tedious to handle
 Bearing additional costs
of logistics, handling
and storage
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EMPLOYERS EMPLOYEES MERCHANTS

11. ADVANTAGE OF CINQO
EMPLOYERS
Zero handling costs
One-tap voucher
issuance
Quick sync enabled
Company process
aligned
EMPLOYEES
Unlimited network
Exact change rendered
Transaction history
available
Expense tracking
MERCHANTS
Quick settlement
Swift dispute resolution
Zero logistics cost
Lowest handling fee
Partnered
with
DCB Bank &
VISA
AWS Cloud
Server –
100%
Secure
RBI
Compliant
MCC code
authorizati
on
EASY, SAFE & 100% COMPLIANT TECHNOLOGY
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12. Questions

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