2000 Charge Presents Its Business Case For Why You Need Alternative Payment Methods On Your Website.

1. Alternative Payment Solutions
Business Case 2013

2. Business Case
2000Charge delivers a complete spectrum of alternative and traditional
payment solutions to maximize your sales and minimize your risk.
Solutions
2000Charge has provided web-based
merchants with alternative payment
solutions and traditional payment card
processing for more than a decade.
We are the primary payment provider
for tens of thousands of websites
worldwide. Our payment services
are developed in-house and provide
a simple and easy to use solution for
online merchants to accept payments
worldwide in a variety of methods.
American Express and Discover, and
we provide traditional Visa and
MasterCard credit and debit card
processing for merchants that have
their own merchant account.
Shop Globally, Pay Locally
Our solutions are designed to address
a global market place, regardless of
where the merchant may be located,
but offers consumers worldwide with a
variety of local payment options that
they are familiar with.
Alternatives
Alternative solutions means those
payment methods that are an
alternative to credit and debit card
payments, which provides merchants
with additional options to accept
payments online from consumers that
do not have or wish to use payment
cards. Bank driven payment methods,
such as Automated Clearing House
(ACH), EuroDebit or DirectPay are
popular alternative payment examples.
Gateway
Our certified gateway connects to all
major bank gateways worldwide,
which allows us to process payments
in a variety of currencies and methods.
The combination of alternative
payments and traditional credit card
processing through one single
gateway provides merchants with a
simplified process and a total solution
for all their transactions worldwide.
Traditional
2000Charge also provides merchants
with payment processing solutions to
accept charge cards, such as JCB,
Safe and Secure
2000Charge is fully compliant and a
PCI level 1 certified processor. To
mitigate risk, we employ the latest
©2013 - 2000Charge, Inc. All Rights Reserved.
fraud scrubbing technologies and
perform various functions for our
merchants, such as IP and address
verification, velocity and negative
database checks. Some of our
services completely eliminate the risk
of charge backs and guarantees
merchants their funds.
One Button, All Payment Options
Our simple but extremely effective
one-button approach guarantees
success for our merchants because it
makes the payment process at
checkout for consumers
uncomplicated and effortless.
Advantages
Each service we develop has its own
unique features, but all of our solutions
offer compatibility with existing
payment platforms, multi-language
and currency support, enhanced
security and unlimited customer
support. Each merchant has access
to an array of reporting and admin
functionalities to manage all their
payments from anywhere in the world.
We do not use or sell third party
provider services, we are the provider.
Page 2

3. Numbers don’t lie!
The Internet Today
Internet Users in the World - 2012
Currently North America has the
largest Internet penetration rate per
825.1
Asia
population (77.4%) versus Europe
475.1
Europe
(58.4%). However, Europe has over
800 million people versus 340 million
266.2
North America
people in North America, thus the
growth potential for new users in
204.7
Latin America/Caribbean
Europe is significant. This is further
110.9
Africa
demonstrated by the 352% increase in
Millions of Users
user growth in Europe from 2000 to
63.2
Middle East
2010 versus 146% user growth in
21.3
Oceania/Australia
North America, which clearly shows
that the European market is a growing
225
450
675
900
and important target for all online
merchants.
sector and the increased number of
had the third largest percentage
competitive landscapes that lowers
growth of users (1,032%) from 2000 to
Internet Users - 2012
the cost of access to the Internet for
2012.
North America
all Asian users.
13.5%
The European, Latin American and
Both Asia and Europe each
Asian markets represent a major
individually have a larger share of
opportunity and web-based
users than North America and a
merchants, located in the USA or
combined market of over 1.3 billion
anywhere in world, must tap into these
Internet users, which represents
new and burgeoning segments. Given
66.2% of the online market place.
that the majority of these Internet
Rest of the World
users do not have or or use credit
86.5%
The Latin American and Caribbean
cards, it is imperative that merchants
market segments have a combined
offer alternative payment solutions to
34.5% Internet usage penetration, but complement their time and efforts.
Growth Areas
Europe has almost one quarter of the
online market with over 475 million
Internet Penetration Per Population - 2012
users, however Asia has the largest
segment with more than 825 million
77.4%
North America
Internet users, which makes up 42%
of the users worldwide. Asia only has
58.4%
Europe
a 21.5% Internet penetration rate, but
with the largest number of users,
28.7%
World Average
Internet user growth from 2000 to
2012 was still a remarkable 621.8%.
24.9%
This number will continue to grow
Rest of the World
spurred on by the infrastructure
expansion in the telecommunications
21.5%
Asia
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 3

4. Why Use
Alternatives?
“Of the 64% of online Europeans
that do own a credit card, more
than half will not use their card
to buy online!” (Forrester Research)
The Great Divide
Credit cards are the most popular
method of payment in the United
States. However, this is not the case in
the rest of the world and alternative
payment solutions have established
themselves in a variety of ways to
further monetize a merchants’ website.
From local postal derived payment
systems to sophisticated bank
programs, most countries have their
own domestic online payment and
clearing system that consumers are
using daily to make online payments.
It is important for merchants to
understand that credit cards are not the
primary payment method in the world.
While perceptions about money and
credit may cause some cultures to
spend differently, economic realities
also play a key role. Some countries
just haven't had the access to credit,
nor a sizable middle class to fuel its
use and as such non-credit card
payment schemes have flourished.
A study by
CyberSource Corp.
found that websites
providing four or more
payment methods
other than credit cards
had a sales conversion
rate 12 percent higher
than those offering just
one online payment
option in addition to
credit cards.
important role, but are not the only
reasons; what if you can’t read the
payment page and you don’t know
how much you’re paying because the
amount displayed is not in your local
currency? Furthermore, what if your
preferred and trusted payment method
is not offered? Not everybody has a
credit card, so payment processors in
numerous countries have recognized
the need to offer domestic payment
solutions to their consumers and have
developed alternative solutions to
satisfy the demand.
In other cases, security and local
requirements combined with the
advancement of technology are the
driver to implement alternative
payment methods. For example, all
debit cards issued in China, Japan,
Cultural differences also fosters
Korea and many other Asian Pacific
different payment habits. In Germany
countries do not work on the
for example, with over 65 million
traditional credit card networks. To
internet users and a 61.2%
enhance security the local banks
penetration, only 32% of the
In other words, the
require a 4 or 6-digit PIN before
consumers use credit cards to make
more online payment
authorization can be provided. In other
purchases online versus 61% that use
options you offer, the
words, they can’t use their debit cards
a direct debit bank driven payment
more online payment
to make online purchases at websites
method.
that do not have the solution. As with
processing you'll do on
several of the alternative payment
Differing perceptions on credit cards
your site and the more
solutions we offer, the PIN requirement
can also be seen in online shopping
money you'll make!
is a huge benefit to the merchant, as it
habits. While credit cards today are
eliminates the charge back risk and
the main tool used in the United States
guarantees the payment, which is
for online shopping, the British and
Motive
extremely comforting to merchants
French prefer debit cards, while
Millions of online shoppers abandon
that ship high ticket items or for those
Germans rely primarily on online bank
their shopping cart everyday. Trust and who wish to attract clients from all
transfers, according to Forrester
unfamiliarity with the merchant play an over the world without running a risk.
Research.
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 4

5. More Options, Means More Sales
Why would you decrease your sales potential by limiting the ways
potential customers can pay for your products or services online?
Our Market
Service
Languages Improves Sales
Our customers are online merchants
from all geographic locations in all
categories and sizes. The merchant
underwriting process for alternative
solutions is different from typical credit
card merchant accounts, because the
risks associated with many alternative
solutions is minimized due to the lack
of chargebacks and payment reversal
options for consumers.
We are a dedicated team of people
that understand the business and we
have proven this to our customers for
more than decade. We strive to get
our merchants up and running in 48
hours or less and we provide customer
support 24/7 to our merchants and
their clients.
As part of our service offering, all of
our payment pages are automatically
displayed in the language of the user.
We use a GEO-IP feature that detects
where the enduser is located based on
their IP, and every step of the payment
process is then displayed in their
native language and backed by local
customer support phone numbers.
Our focus has also been on
consumers and although they are not
our direct customers, they are the
actual users of our systems and as
such we consider them part of our
target market. Consumers from all
over the world are familiar with our
products and services as they are
provided domestically by their trusted
service providers.
How We Market
A three tier approach has been
employed to cover all possible
marketing channels; we market
directly to merchants; we use
independent sales organizations; and
we incorporate our solutions into the
offering of other payment providers.
Competitiveness
Our services are straight forward and
our fees are competitive and are
similar to payment card transactions,
and we don’t believe in charging our
clients upfront fees.
©2013 - 2000Charge, Inc. All Rights Reserved.
More Options, Means More Sales
The success of your online business
depends on sales. Offering alternative
payment methods improves consumer
confidence, but the primary reason
why you should look at alternative
solutions to credit cards is simple; you
can increase your sales and revenues
by simply adding these options to your
existing platform.
In the United States, alternative
payment solutions, such as ACH, are
complementing the check-out pages
of merchants that offer traditional
credit card payment methods.
Alternative payments are not replacing
credit cards, they merely add more
options for consumers to select from.
Comprehensive and Supportive
The word solutions is used in
conjunction with alternative payments,
as they provide a complete set of
features, options and services that
often go far beyond facilitating a single
payment. Fraud scrubbing tools and a
variety of address, IP and account
verification services are included,
foreign currencies are automatically
posted at the appropriate exchange
rates and pages are shown in local
languages with local phone and email
contact information. Alternative
solutions also include extensive
reporting and fraud management
tools, while retaining simplified set-up
and management.
“Austin Morgan, a 24-year-old American teaching in Japan, who
blogs about how financial practices differ around the world at
foreignersfinances.com, says, "Living abroad has reminded me that
credit cards aren't as popular everywhere as they seem to be in
America," he says. “I rarely see credit cards used here.”
Business Case - Page 5

6. Alternative Products
®
Bank Transfer Payments
Bank Transfer Payments
DirectPay EU
DirectPay US
DirectPay EU is connected directly to 36 European online bill
payment systems and guarantees funds within days.
Merchants can process bank payments with no chargeback
risks from most European countries, including those countries
previously black-listed due to high-risk.
DirectPay US allows consumers to makes payments directly
to the merchant from their own checking or savings account.
DirectPay US allows online businesses to process without the
risk of costly chargebacks and is ideal for high-ticket online
products and services.
GiroPay
Giropay represents Germany’s primary online payment
method for bank clients. With each giropay purchase, the
funds are instantly debited from the consumer’s bank account
and the merchant is guaranteed to receive the funds.
EPS
The EPS online transfer system is a secure payment method
that is offered by the Austrian banks. It allows account
holders to easily and quickly pay for purchases using their
own trusted online banking service.
POLi
With POLi, Australian and New Zealand consumers use their
bank funds to pay for online purchases rather than relying on
a credit card. POLi payments are instantly debited from their
bank account.
Przelewy24
Przelewy24 is a Polish service that facilitates the transfer of
funds for payments between customers and sellers. A variety
of payment options can be used to load their account,
including bank transfers from 30 domestic banks, credit cards,
SMS, mobile payment, eWallet and cash payment.
Charge Cards
American Express,
Discover, UnionPay,
BC Card, JCB, Diners Club and Pulse
Accept AmEx, Discover, UnionPay, BC card, JCB, Diners Club
and Pulse charge cards on your website, including PIN-based,
PIN-less and signature-based ATM cards.
eWallet
QIWI
QIWI is Russia’s most popular and convenient online payment method and with more than 143 million Russian consumers, QIWI is guaranteed to convert more sales!
Prepaid Cards
Paysafecard
Paysafecard is a prepaid card or voucher that is sold at over
20,000 shops in the U.K. and 230,000 outlets in 16 European
countries and guarantees payment to merchants.
©2013 - 2000Charge, Inc. All Rights Reserved.
DirectPay
iDEAL
iDEAL is a direct payment method developed by the Dutch
banks to make it easier for their customers to pay online for
products and services. iDEAL allows online payments to be
made using online banking through the consumer’s own bank.
Teleingreso
Teleingreso is a bank transfer solution that allows consumers
to make payments via more than 3,000 ATM machines, 2,000
post offices and 300 retail outlets throughout Spain.
YellowPay
YellowPay is a reversal free payment method that was
developed by the Swiss Post to make it easier for their 8 million
customers to pay online for products and services.
Debit Solutions
EuroDebit (SEPA)
EuroDebit is the fastest growing form of payment in Europe
and gives direct access to over 500 million European online
consumers. The funds are directly withdrawn from the
customer's bank account in real-time.
ACH USA/Canada
Our Automated Clearing House (ACH) platform provides
merchants with an electronic online check acceptance and
verification service that processes online payments directly
from United States and Canadian bank accounts.
Vouchers
PagosBancarios
PB
PagosBancarios gives you direct access to millions of Brazilian
consumers that desire to pay directly via their own bank
account with a Boleto voucher with no risk of chargebacks.
TelePay
TelePay was developed specifically for the Mexican market to
give consumers the ability to pay with cash for online
purchases. Merchants that target the Mexican market will
greatly benefit and increase their sales opportunity, as Mexico
is ranked as the second largest South American eCommerce
market with more than 40 million online users.
Business Case - Page 6

7. Product
Features
Debit Solutions
Payment Option
Currency
Instant
CB
Recurring
Countries
Market Size (est.)
EuroDebit
EUR
Yes
Yes
Yes
DE, AT, NL
110 Million
EuroDebit (SEPA)
EUR
Yes
Yes
Yes
**
500 Million
ACH USA
USD
Yes
Yes
Yes
US
315 Million
ACH CAN
CAD
Yes
Yes
Yes
CA
35 Million
Currency
Instant
CB
Recurring
Countries
Market Size (est.)
iDEAL
EUR
Yes
No
No
NL
15 Million
Bank Transfer Payments
Payment Option
giropay
EUR
Yes
No
No
DE
15 Million
DirectPay EU
EUR
No
No
No
***
600 Million
DirectPay US
USD
No
No
No
US
200 Million
YellowPay
CHF
Yes
No
No
CH
8 Million
EPS
EUR
Yes
No
No
AT
6 Million
PagosBancarios*
BRL
No
No
No
BR
150 Million
Przelewy24
PLN
Yes
No
No
PL
35 Million
TeleIngreso
EUR
No
No
No
ES
45 Million
POLi
AUD/NZD
Yes
No
No
AU, NZ
15 Million
Charge Cards
Payment Option
Currency
Instant
CB
Recurring
Countries
Market Size (est.)
Discover Card
USD
Yes
Yes
Yes
Global
50 MIllion
Pulse
USD
Yes
Yes
Yes
Global
50 MIllion
Diners Club
USD
Yes
Yes
Yes
Global
50 MIllion
JCB
USD
Yes
Yes
Yes
Global (Japan)
64 MIllion
BC Card
USD
Yes
Yes
Yes
Global (South Korea)
50 MIllion
UnionPay
USD
Yes
Yes
Yes
Global (China)
50 MIllion
American Express*
USD
Yes
Yes
Yes
Global
45 Million
Currency
Instant
CB
Recurring
Countries
Market Size (est.)
RUB
Yes
No
No
RU
143 Million
Currency
Instant
CB
Recurring
Countries
Market Size (est.)
Paysafecard*
GBP
Yes
No
No
****
63 Million
TelePay
PESO
Yes
No
No
Mex
40 Million
eWallet
Payment Option
QIWI*
Prepaid
Payment Option
* No High Risk
** EuroDebit (SEPA): Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia,
Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, and United Kingdom
*** DirectPay EU: Andorra, Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland,
Italy, Latvia, Lithuania, Luxembourg, Macedonia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia,
Turkey, and United Kingdom.
**** Paysafecard: Argentina, Austria, Belgium, Bulgaria, Canada, Croatia, Cypress, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy,
Latvia, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, and United Kingdom.
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 7

8. Alternative Product Advantages
Our solutions help merchants overcome language and currency barriers and provides consumers
globally with payment methods they trust and are familiar with. We have an extensive worldwide
banking network that translates into the ability to offer our merchants access to local payment
systems in over 180 countries around the world through one single payment gateway.
•
More options means more sales
•
Comprehensive reporting
•
Broadens the merchant’s reach
•
Full set of user management tools
•
Conveniences customers
•
Compatible with all shopping carts
•
Reduces risk and fraud
•
Automatic re-billing options
•
Proven services
•
Membership and affiliate management
•
Easy to implement and use
•
Level 1 PCI Compliant
•
One processing connection
•
Custom development options
We make it simple for our merchants and their customers. Our Geo-IP technology automatically
detects the location of the customer and provides the payment page in the appropriate language and
displays the amount in their local currency together with local and international payment options.
•
Options for customers without credit cards or for those who prefer not to use credit cards.
•
Payments options for customers to pay directly from their bank account.
•
Automatic currency exchange - display local currency, receive funds in dollars.
•
Options to reduce risks and completely eliminate charge backs.
•
Generate sales from credit card blocked countries with guaranteed funds.
•
No risk and guaranteed payment options for higher ticket items.
Not only do we provide support to our merchants from the initial inquiry through the going-live
process, we also take care of their customers by providing local support. For added trust and
convenience each payment page displays a local phone number and email address.
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 8

9. One Contract
One Setup
Our Smart Button completes the buying process in a simple and intuitive format.
One Stop
One Button - All Options
✓ One Click
Our Smart Button detects where the consumer is
located via our GEO-IP technology and automatically
displays their language, flag and currency symbol.
Our philosophy is simple but effective just like the Visa/MasterCard button on a
merchant’s website that accepts all types
of credit and debit cards from all over the
world; our Alternative Button accepts all
types of bank payments from all over the
world in one-click.
✓ Simple Setup
No worries. One line of code is all that is
needed to get merchants going. No hourlong technical exercises or reading 50page user manuals. One contract, One
setup, One Solution, and One button.
That’s all they need!
✓ Global Solution
In many countries credit cards are not
the common method of payment and
merchants can easily expand their
market globally by accepting domestic
payments from all continents through
One Single Button.
ONE
CLICK
With 1-click
a window
opens up
that displays
all their local
payment
options that
they instantly
recognize,
trust and are
familiar with.
The
consumer
then selects
their preferred
payment
method and
completes the
transaction in
their own
language and
currency.
PB
✓ New Options are added automatically
In the dynamic Internet arena, payment
methods are continuously evolving and
with 2000Charge your merchant will
receive the benefit of always having the
latest payment options at the touch of a
button.
IBAN
DirectPay
®
✓ One Complete Package
Nothing is missing. All payment solutions
include customer support, currency
exchange, fraud prevention tools and
technical support. Furthermore, all
merchants will receive access to
personalized admin pages with real-time
reporting to manage their payments.
©2013 - 2000Charge, Inc. All Rights Reserved.
The smart button
detects where the
consumer is located.
Automatically the
The smart button
detects is in their
button where the
consumer is located.
own language.
The smart button
Instantly their
detects where is
national flag the
consumer is located.
displayed.
And their local
currency symbol is
shown.
Business Case - Page 9

10. How do we
compare?
Our premise has always been to keep things simple, but extremely effective!
With us...
• You get the authentic service. We don’t resell third party services as ours.
• You don’t need to establish a merchant account. Our alternative solutions are ready to go.
• You don’t need to buy software or rework your strategy. It all fits with what you have today.
• You get an easy to integrate payment solution. We’ll help you with each step.
• You can get up and running in 48 hours or less, provided that you give us all your information.
• You get all the features you will ever need. All included.
• You can get custom development. We’ll think out of the box with you.
• You don’t have to pay any set-up fees. We only make money when you make money.
• You don’t need thousands of transactions to be approved. We respects all merchants, no matter what size.
• You get an Award-Winning service that will generate more sales. That’s why we got the award.
• You get proven technology that works and is installed on thousands of websites.
• You don’t have to worry about currency exchange. You get the price you quote in USD, no matter where you sell.
• You don’t have to translate payment pages, manage currencies or provide local customer support. We do it all.
• You get the latest fraud scrubbing technologies and access to our extensive negative database. Reduces risk.
• Your customers will be happy to find their trusted local payment method. You will be happy too.
• You won’t be left hanging. If needed, we have an in-house collection service with a 50% success rate.
®
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 10

11. ®
Business
Partners
Integration Partners
Supported Card Networks
Supported Processing Networks
Buypass
First American Check
Nova
Cardsystems (UK)
DirectDebit (Austria)
Global
Pago (Germany)
Universal
DirectDebit (Germany)
Global Collect
Paytech Salem
Visa Cal (Israel)
FDMS Nashville
Interpay (NL)
Paytech Tampa
Visanet
FDMS Omaha
Korean Samsung
SelectPayment
Wirecard (Germany)
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 11

12. Worldwide Coverage
®
Banking Partners
USA
AmSouth, Bank of America, California Bank & Trust, Wachovia,
HSBC, Washington Mutual, Citibank, NatWest, FirstMerit, Wells
Fargo, Chase, Union Bank of California and Chevy Chase Bank.
ANDORRA
Banc-agricol/Andbanc, Credit Andorra and BIBM.
AUSTRIA
Raiffeisen Bank, Sparkasse/Erste Bank, Bank Burgenland, Bank
Austria Creditanstalt, Sparkasse-Oberoesterreich, Volksbank,
Bawag, Schoellerbank and PSK Bank.
BELGIUM
AmSouth, Citibank, KBC Bank, SG Bank De Maertelaere, Argenta
Bank, ABN-AMRO Bank, Key Trade Bank, ING Bank, Fortis Bank,
Bank van De Post, Dexia Bank, Axa Banque, BKCP Online, CBC
Bank and Centea Banque.
CROATIA
Croatian National Bank, Zagrebacka Banka and Privredna Banka
Zagreb.
CYPRUS
Arab Bank, Central Bank of Cyprus, Bank of Cyprus and Hellenic
Bank Ltd.
CZECH REPUBLIC
ABN-AMRO Bank, Czech National Bank, Komereni Banka, Ceská
Exportní Banka, Expandia Banka and Konsolidacni Banka.
DENMARK
BasisBank, Insinger De Beaufort, Nordea Bank, ABN-AMRO Bank,
Skjern Bank, Skandia Banken, Daske Bank, Fionia Bank and
Oestjysk Bank.
ESTONIA
Eesti Krediidipank, Eesti Ûhispank, Eesti Pank and Sampo Pank.
FRANCE
Banque Populaire Groupe, Credit Agricole, BNPparibas, La Poste,
Socitete Generale, Caisse d'epargne ile de France Paris, HSBC,
Credit Mutuel, Axabanque, Banque Populaire Du Nord, Le Credit
Lyonnais, BRED, Credit Agricole Provence, CRADIF, Covefi, CIC
Lyonnaise De Banque and Banque Postale.
©2013 - 2000Charge, Inc. All Rights Reserved.
FINLAND
Aktia Sparbank, Okopankki Oyj, SAMPO, Nordea Suomi and
Handels Banken.
GERMANY
Deustche Bank, Postbank, Hypo Bank, NetBank, Apo Bank,
Sparkassen, Provident Bank, Commerzbank, Berliner Bank AG,
LB-BW Bank, Dresdner Bank, Cronbank, Citibank, Santander
Bank, Raiffeisen/Volksbanken Banken, Norisbank, SEB AG,
Comdirect Bank, Cortalconsors Bank and Wirecard Bank.
GIBRALTAR
Banco Atlantico Limited, Credit Suisse Limited, Jyske Bank, ABNAMRO Bank, SG Hambros Bank & Trust Limited and NatWest
Bank.
GREECE
ATE Bank, CitiBank of Greece, Piraeus Bank, Emporiki Bank, Alpha
Bank, National Bank of Greece and EFG EuroBank.
HUNGARY
Hungarian Foreign Trade Bank, Országos Takarékpénztár Rt and
National Bank of Hungary.
ICELAND
Central Bank of Iceland, The Reykjavík Savings Bank and
Islandsbanki.
IRELAND
ABN-AMRO Bank, AIB, Bank of Ireland, UMB Bank, ACCBank,
Ulster Bank and Natwest Bank.
ITALY
Banca Intesa, Banca 121, Banco Popolare di Ravenna, Credito
Valtellinese, Banca Valsabbina, Unicredit Banca, Banca Di Imola,
Banca Cesare Ponti, Banca Popolare Dell'Emilia Romagna, Banca
Delle Marche, Banco Di Sardegna, Deutsche Bank Italy, Banca Di
Roma, CitiBank, Cassa Di Risparmio Di Venezia, Fineco, Banca
Popolare Di Verona, Apollonia, SANPAOLO, Poste Italiane and
Banca Popolare Di Milano.
LATVIA
Aizkraukles Banka, Baltikums Banka, Rietumu Bank, Paritate Bank,
Multibanka, Lateko Banka, Parex Bank and Hansabanka.
Business Case - Page 12

13. Worldwide Coverage
Banking Partners
LITHUANIA
Lietuvos Bankas, Snoras Bank, Lithuanian Savings Bank and
Hansabanka.
SLOVAK REPUBLIC
General Credit Bank, Ludova Banka, Slovak Savings Bank,
Istrobankan, National Bank of Slovakia and Tatra Banka.
LUXEMBURG
BCEE, Dexia-BIL, ABN-AMRO Luxembourg, Bank Sarasin Benelux
S.A. and Bankgesellschaft Berlin International S.A.
SPAIN
BBVA (Banco Bilbao Vizcaya Argentaria), Bilbao Bizkaia Kutxa,
Banco Espanol de Credito S.A. (Banesto), Caja Cantabria, Banco
Sabadell, La Caixa, Caja de Ahorros del Mediterraneo, Caja de
Arquitectos, Caixa Laietana, Santander Central Hispano, Kutxa,
Bankinter, Caixa de Catalunya, Bancaja, El Monte and Banco
Pastor.
MACEDONIA
INKO Stedilnica, National Bank of the Republic of Macedonia,
Komercijalna Banka and Ohridska Banka.
MALTA
Central Bank of Malta, Bank of Valletta and Lombard Bank Malta.
NETHERLANDS
ABN-AMRO Bank, Rabo Bank, SNS Bank, Ing Bank, PostBank and
Fortis Bank.
NORWAY
Ankenes Sparebank på nett, Aurland Sparebank, Bamble &
Langesund Sparebank, Birkenes Sparebank, BN Bank, Bud, Fræna
og Hustad Sparebank, Andebu Sparebank, Askim Sparebank,
ABN-AMRO Bank, Aurskog Sparebank,Blaker Sparebank, BNP
Paribas (Oslo), Norske Bank, Den. and Berg Sparebank,
POLAND
Bank Gospodarki Zywnosciowej, Bank Polska Kasa Opieki, Bank
Handlowy W Warszawie and Bank Pocztowy S.A. w Bydgoszczy.
PORTUGAL
Caixa Geral de Depositos, Banco Espírito Santo, Barclays
Netbanking Portugal, Banco BPI, Atlântico, Banco Finantia, Banif
Banco Internacional do Funchal, SA and Montepio Geral.
ROMANIA
Banca Comerciala Carpatica, Banca Comerciala Romana, Banca
Romaneasca, Banc Post S.A., C.E.C. and Banca Transilvania.
SERBIA
National Bank of Serbia, Atlas Banka and Astra Banka.
SWEDEN
ABN-AMRO Sweden, Ikano Banken, FöreningsSparbanken, Alfred
Berg Sweden, Länsförsäkringar, Boendets Bank, Sparbanken Finn,
Nordbanken, S-E Banken, Trygg Hansa, HSB Bank, Stadshypotek
and SkandiaBanken.
SWITZERLAND
UBS, Banca dell Svizzera Italiana, Bank Sarasin, Credit Suisse,
Bank Leu Ldt, Post Bank, Bank von Ernst & Cie AG, Banque
Bonhôte & Cie SA, Bank Jacob Safra, Bank Pictet & Cie, Banque
Cantonale Vaudoise, Bank Julius Baer, BEKB-BCBE, Darier
Hentsch & Cie, Banque Migros, CIM Banque, Basler Kantonal
Bank, Banca del Gottardo, Bank Vontobel J. & Co AG, Banque
Cantonale de Fribourg, Zurcher Kantonale Bank, Banque
Diamantaire Anversoise and Banque Cantonale de Geneve.
TUNISIA
Arab Tunisian Bank and Banque Centrale de Tunisie.
TURKEY
Arab Turkish Bank, Asbank Ltd. Mersin, Al Baraka Türk, Akbank
and Anadolubank,
UNITED KINGDOM
HSBC Bank, Bank Of Scotland, Barclays, Cahoot, First Direct,
Smile, Intelligent Finance, BOSInternet, Nationwide Building
Society, Halifax, Co-Operative Bank PLC, NatWest, Lloydstsb
Bank, Virgin Bank ,Royal Bank of Scotland, ABBEY, EGG, Ulster
Bank, WoolWich Bank and CommonWealth Bank.
SLOVENIA
Abanka d.d. Ljubljana, Banka Celje d.d. Celje and Bank of Slovenia
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 13

14. Your P
ayment
has Arr
ived
!
®
2000Charge, Inc.
530 South Lake Ave. Suite 303
Pasadena, California 91101 USA
Phone: +1 (626) 585-1814
Fax: +1 (626) 585-1849
sales@2000Charge.com
www.2000Charge.com
©2013 - 2000Charge, Inc. All Rights Reserved.
Business Case - Page 14